Insurance against your mistakes, no matter how clumsy you are.
Full protection for life's biggest accidents like property damage, personal injury, and asset loss.
You don’t need to spend time comparing coverage since we’ll cover any claim that would be covered by other personal liability insurances in Germany (terms and conditions apply).
Enjoy a fully digital sign-up with no paperwork. If you have any questions, our team is ready to support you in English.
Scratches on the floor, new paint needed for the walls, and a crack in the sink? Keep your security deposit when you move out!
Lost your keys in the "hole of no return" in front of your door? Liability insurance will cover the cost of replacing them!
Did your cat scratch the floor? Did your parrot decide that it was time to destroy your landlord's chair? It's all covered!
Accidentally collided with someone during a football game? You're covered for any medical costs or lost wages if they're unable to work.
If there is a broken window or glass in your apartment, this is unfortunately not covered by liability insurance.
Damage to your own belongings, to belongings in a rental property, or to your own home is not covered.
If you need to get a locksmith to break into your apartment after losing your key, you'll only be covered for the key, not the break-in.
Any fines and penalties from damages caused by not following the law like crossing the street on a red light is not covered.