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Broke someone's camera? It's covered
Insurance against your mistakes, no matter how clumsy you are.
Full protection for life's biggest accidents like property damage, personal injury, and asset loss.
You don’t need to spend time comparing coverage since we’ll cover any claim that would be covered by other personal liability insurances in Germany (terms and conditions apply).
Enjoy a fully digital sign-up with no paperwork. If you have any questions, our team is ready to support you in English.
What’s covered?
Scratches on the floor, new paint needed for the walls, and a crack in the sink? Keep your security deposit when you move out!
Lost your keys in the "hole of no return" in front of your door? Liability insurance will cover the cost of replacing them!
Did your cat scratch the floor? Did your parrot decide that it was time to destroy your landlord's chair? It's all covered!
Accidentally collided with someone during a football game? You're covered for any medical costs or lost wages if they're unable to work.
What isn’t covered?
If there is a broken window or glass in your apartment, this is unfortunately not covered by liability insurance.
Damage to your own belongings, to belongings in a rental property, or to your own home is not covered.
If you need to get a locksmith to break into your apartment after losing your key, you'll only be covered for the key, not the break-in.
Any fines and penalties from damages caused by not following the law like crossing the street on a red light is not covered.
Peace of mind, no matter what life throws at you
Quick sign up. Support in English. Easy claims.
Get coveredAm I eligible to get personal liability insurance in Germany?
Is liability insurance mandatory in Germany?
Is liability insurance in Germany worth it?
Are there any coverage restrictions?
How do I file a claim if I have personal liability insurance?
What’s the difference between third-party liability insurance and personal liability insurance?
Does liability insurance provide worldwide coverage?
Are there waiting periods for using my liability insurance?
Can I use my liability insurance as soon as I sign up?
How do I cancel my liability insurance?
What if I have more questions?
