Living in Germany temporarily?
Private health insurance is an alternative to public health insurance for high-income individuals, and self-employed individuals. It is a comprehensive insurance valid for all visas and residency permits. It offers numerous perks that public health insurance can’t match.
Since private health insurance takes on customers based on their health, it is generally more affordable than public, especially if you sign up while young and healthy. Once signed up, your premium will not increase because you become older.
Most doctors reserve appointments for patients with private health insurance. This makes access to healthcare in your area easier, especially in big cities. In addition to that, you generally get better coverage than with public health insurance, for example in terms of dental and vision care.
If you make no claims during a calendar year, you will receive a payout the following year. The payout increases every consecutive year without claim.
The price is based on your age when you sign up. It then only increases when overall healthcare costs or inflation go up – historically about 2.8% per year for private and 3.4% per year for public.
The minimum income threshold for private depends on your occupation and age. On the health side, we look at your medical history for any pre-existing conditions.
Thinking of adding your dependents? Check their eligibility now to make sure your whole family can be on private health insurance.
If you have pre-existing medical conditions and still apply for private insurance through Feather, please keep in mind that some might lead to coverage restrictions or a surcharge. Check out which conditions always lead to denial in our comprehensive article.
Read more on pre-existing conditions
““I booked an online appointment with Rob, and he solved everything within 15 minutes.””
Chloe
““Feather assisted when I made the switch to private insurance.””
Wout
““They helped advising me on my specific situation and made the procedure smooth.””
Lucía
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