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Disability insurance in Germany

A safety net for the worst-case scenario

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One time payout

€100,000 on top of your life cover

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No medical exam

Done in minutes, fully online

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Affordable add-on

A fraction of German BU price

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What is the disability insurance add-on?

Disability insurance pays out a lump sum if you're permanently disabled due to an accident and can no longer perform your occupation. At Feather, it's available as an add-on to our Life EU plan — so you can protect against two of life's biggest risks in one policy.

Add our disability cover to your insurance

What if you're still here, but can't work anymore? Receive €100,000 if you become permanently disabled due to an accident and can no longer perform your main occupation.

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One time payout

A single payout of €100,000 extra should something happen. Paid on top of your base life insurance- not monthly installments.

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Accident or injury, any cause

Cover kicks in whether it's a fall, a car accident, or any other unexpected event that causes permanent harm.

Plane

Complete flexibility

You're covered worldwide on trips. If you move within EU, your cover moves with you. Moving further afield? You can cancel monthly.

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No medical exam

Answer a few health questions online and you're done.

Why do people need it?

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Debt and Mortgage

A €100,000 lump sum means you can clear outstanding debt or keep up with mortgage repayments, even if an accident leaves you unable to work.


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Lost Income

If a permanent disability stops you from working, the payout gives you a financial buffer while you and your family adjust.

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Childcare and Education

Keep your children's routine stable. The lump sum helps cover childcare and education costs if your income suddenly disappears.

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Personal Lifestyle

From rent to daily expenses, the payout helps you maintain your standard of living without having to make drastic changes overnight.

Want to know more?

You can get a personal quote or talk to us to learn more about the plan!

Frequently asked questions

Wonder which insurance is best for you?

Try our recommendation tool for free to see which plans match your lifestyle.