My account
Why legal insurance?
Disputes arise when we expect them least, and legal bills can be costly. Legal insurance protects you in most areas of your personal and professional life.
Feel empowered to seek justice with legal action and secure if a legal case is brought against you.
Need advice or the opinion of a legal expert? Whenever an issue arises, book a call with a lawyer through your Feather account.
What’s covered?
Personal
Protection against matters related to your private life. E.g. Purchase contracts, phone provider overcharging your payments or accident in your friend's garden.
Traffic
Legal protection for unjustified parking fines or accusations, deciding who is at fault for an accident, and hit-and-run cases where you're the victim.
Property
Disputes that arise as a tenant or homeowner about rental contracts, rent increases, property management or noise complaints.
Professional
Disputes related to your employment. E.g. unlawful actions from the employer, unjust termination, ban on vacation or no right for take out sick leave.
Our plans
Basic
Advanced
Right of withdrawalIf no consultations or claims were made
If no consultations or claims were made
Worldwide coverage
Disputes related to universityWith five-year of exclusion period
With five-year of exclusion period
Legal advice about family and inheritance law
per legal case
per legal case
Risky investmentsE.g. stocks, securities, cryptocurrencies
E.g. stocks, securities, cryptocurrencies
e.g. superannuation
per legal case
Legal advice for online copyright infringments
per calendar year
per calendar year
Self-employed secondary job
See our prices
Get a quoteWhat isn’t covered?
Matters relating to immigration, visas, and residence permits cannot be covered by the policy.
Legal insurance is a damage insurance rather than a preventative one. As such, coverage is only provided if there is a breach or damage.
The policy does not cover business activities for self-employment as a main occupation or activities associated with running a business.
Any matter for which the initial cause of the issue happened in the past or before the end of the respective waiting period.
Some considerations
Waiting periods
A waiting period is the amount of time you must wait starting from the commencement date until some or all of your coverage comes into effect.
This time will vary based on the policy chosen and the area of law your matter pertains to. The standard waiting period for legal insurance is 3 to 6 months.
What is a deductible?
A deductible is the amount you have to pay once for every insured legal claim.
This deductible only applies for insured legal matter, so the inital phone consultations are always free.
The deductible usually starts at €300, but might be lower if you held legal insurance in Germany in the past 5 years. After the first claim is paid out, the deductible increases to €500, and reduces by €100 every claim-free insurance year. If your claim can be solved below €250 no deductible has to be paid.
Who else can be covered?
A spouse, registered partner or life partner that lives at the same address as you will be covered for €5 per month.
Children under 18 and children without permanent employment are generally automatically included.
Any parent that’s over 65, unemployed and living at the same address as you can be added to your policy for free.
Am I eligible for legal insurance?
Is legal insurance worth it in Germany?
How much do legal expenses cost in Germany?
What are some common legal disputes in Germany?
What costs are covered by legal insurance?
Which lawyers can I work with when I have legal insurance?
What legal costs does the insurance generally cover?
Is it free to speak with a legal expert over the phone?
When can I start using my legal insurance?
Will my legal insurance in Germany cover existing legal issues?
Are my partner and family members also covered?
How do I cancel my legal insurance?
