Question 1

How much money should I pay, and can I adjust it later?

Accepted Answer

The payment amount is entirely adaptable, tailored to your disposable income and long-term financial outlook. You have the freedom to start with as little as €50/month and gradually adjust it as you see fit.

Question 2

Is it possible for me to withdraw money, and if so, are there any limitations in place?

Accepted Answer

Yes, you are indeed eligible to withdraw money. No, there are no limitations on withdrawing money. However, our recommendation is to maintain this investment until your retirement. By doing so, you can take advantage of the tax discounts provided by the German government.

Question 3

When I retire, do I get monthly/one-off payments?

Accepted Answer

You can choose and even mix and match.

Question 4

Can I pause paying and then resume without canceling the plan?

Accepted Answer

Yes. No restrictions, no extra cost. You can pause as long as you want as many times as you want and then again continue paying for your pension insurance.

Question 5

How does the "flexibility on location" work? Can a person outside Germany subscribe?

Accepted Answer

You need a German address and tax ID to sign up. After signing up, you can keep your pension insurance running from wherever you are in the world.

Question 6

What happens to the money if you die? Before retirement After retirement Do you lose it or it can be passed on to a dependent?

Accepted Answer

If you die, before retirement, all of the saved pension will be paid to your dependents and on top of that a small extra amount from the risk life insurance (this amount decreases over time, when you get old it becomes insignificant, but when you’re young it is about 10%). 
After retirement, you can take money out any time with the 50% tax benefit, and if you die your dependents get all that is left plus a small risk life extra. They may choose to turn the pension into a rolling monthly payment (if they choose the rolling payment, they get a monthly pension til they die).

Get a recommendation based on your lifestyle

Pension insurance in Germany from €50/month

Why get pension insurance?

Full flexibility on withdrawals

Full flexibility on location

Tax efficient savings

Low cost pension

Full flexibility at pension age

Why Feather?

How much money should I pay, and can I adjust it later?

Is it possible for me to withdraw money, and if so, are there any limitations in place?

When I retire, do I get monthly/one-off payments?

Can I pause paying and then resume without canceling the plan?

How does the "flexibility on location" work? Can a person outside Germany subscribe?

What happens to the money if you die? Before retirement After retirement Do you lose it or it can be passed on to a dependent?

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