Health insurance in Germany

Fully digital application with policy management and
support in English.

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Why do I need health insurance in Germany?

Getting health coverage is legally required in Germany, therefore, you must select a plan from 3 different tiers: public, private or expat insurance. Cost, eligibility requirements, and coverage might differ depending on the tier and plan you want to apply for.

What options do I have?

Public health insurance pill

Public health

Mandatory for employees earning between €6,456 and €69,300/year before taxes. It covers 90% of Germans.

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Private health insurance pill

Private health

Comprehensive coverage for employees earning above €69,300/year and freelancers earning above €30,000.

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Expat health insurance pill

Expat health

Perfect starting point when arriving in Germany and applying for your first visa as a freelancer, job seeker, or student above 30.

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Choosable eligible health insurance options

Check your eligibility and price

See which option you have access to.

See eligibility →

Switch from expat to private health insurance

Switching between policies

Switching with Feather is easy, fast, digital and can be done directly from your Feather account.

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From expat to public or private

If you become employed in Germany, are eligible for the KSK or are a freelancer earning above €30,000, then we recommend switching to public or private health.

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From public to private

If you earn as an employee over €69,300 or through self-employment over €30,000, private insurance is probably the better option for you.
Learn more →

Why Feather?

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95,000 happy customers

Experience peace of mind with insurance crafted by expats, for expats.

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22,000+ claims processed

Fast and reliable service to get your money back in days, not months.

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4.9 Star rating

Over 1,700 reviews can't be wrong.

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English-speaking support

No need for translations—our team speaks your language.

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All digital

Sign up, file claims, and manage your policy within our app.

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Privacy First

We store your data in Europe; it remains private, secure and GDPR compliant.

Frequently asked questions