Personal liability insurance in Germany from €4.94 a month

Get coverage in 2 minutes. Cancel monthly.

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Phone with photo of broken camera

Broke someone's camera? It's covered

Insurance against your mistakes, no matter how clumsy you are.

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Insured up to €50 million

Full protection for life's biggest accidents like property damage, personal injury, and asset loss.

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Best coverage guarantee

You don’t need to spend time comparing coverage since we’ll cover any claim that would be covered by other personal liability insurances in Germany (terms and conditions apply).

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Simple and transparent

Enjoy a fully digital sign-up with no paperwork. If you have any questions, our team is ready to support you in English.

For you and your loved ones
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Peace of mind for everyone on a single plan.
€4.94
per month
Get covered

What’s covered?

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Damage to rented apartments
Damage to the floor, stains on the wall, and a crack in the sink? Keep your security deposit when you move out!
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Lost keys
Lost your keys in the "hole of no return" in front of your door? Liability insurance will cover the cost of replacing them!
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Damage caused by small pets
Did your cat scratch the floor? Did your parrot decide that it was time to destroy your landlord's chair? It's all covered!
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Unintentional damage to others
Accidentally collided with someone during a football game? You're covered for any medical costs or lost wages if they're unable to work.

What isn’t covered?

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Broken glass

If there is a broken window or glass in your apartment, this is unfortunately not covered by liability insurance.
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Damage to your own property

Damage to your own belongings, to belongings in a rental property, or to your own home is not covered.
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Locksmith

If you need to get a locksmith to break into your apartment after losing your key, you'll only be covered for the key, not the break-in.
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Fines and penalties

Any fines and penalties from damages caused by not following the law like crossing the street on a red light is not covered.

Peace of mind, no matter what life throws at you

Quick sign up. Support in English. Easy claims.

Get covered

Frequently asked questions

Ready to sign up?

Get liability insurance