Legal insurance from €17.06 a month

If you live in Germany and are 18 years or older, yes! You can use our quote calculator here to determine if you are eligible for legal insurance.

Yes, it’s worth it, especially as an expat. Sometimes, unexpected things happen, and when you’re not familiar with German law or the language, it can seem pretty impossible to go through a legal battle.

• An initial call with a lawyer (depending on the city and without legal insurance) will cost you about €200. This call is just to let the lawyer know about the case and for the lawyer to assess your initial chances of winning.
• Legal insurance will also cover a free legal consultation where a lawyer will tell you about the proceeding legal costs and how they depend on the disputed amount. When you see a lawyer, they can explain what this is for your case and why it is important. If we take a general example and say your case has a disputed value of €5,000, it would cost at least €2,500 per session in court if you lose. The person who loses the legal battle must pay for the costs of the winner.

• Unjust fees incurred by travel cancelation.
• Problems with motor vehicle purchases like warranty or repairs.
• Dispute over unfair dismissal from a job or discrimination.
• Incorrect salary classification.
• Defending yourself against a termination notice.
• Rent increases.

The costs for an initial consultation with a lawyer, the free hotline, and the legal proceedings are all paid by legal insurance.

There are some cases where things aren’t covered, but you can see that in the different plans that we offer when you sign up, so there won’t be any surprises.

On both our basic and advanced policies, you’ll have access to any lawyer you’ve chosen along with access to our network of English-speaking lawyers.

Yes, the first call is included in the policy.

You can book a consultation with one of our lawyers as soon as you sign up. For other legal services, there are waiting periods. These waiting periods are different for basic and advanced legal insurance. You can see the waiting periods on our quote screen or in your policy details during your application.

No, this insurance does not cover existing legal issues. That’s why it’s important to get covered before a crisis hits.

You can add your family during the sign-up process. Adding your entire family will cost around €5 extra per month, so if both partners have jobs, it’s a great value. Plus, children can be added to your policy at no additional cost.

Simply hit “cancel” in the account. Your plan can be cancelled with one full month’s notice, so you will have your plan for the end of the current month plus the next.