Regardless of if your belongings were stolen, burned, or soaked, you’re covered under household insurance.
If you can no longer live in your apartment due to a fire or flood (extended coverage), insurance will pay for 180 days of accommodation.
per monthGet a quote
You're covered if a pipe bursts, and you're left with water damage throughout your apartment.
Fires are unpredictable. Insurance will cover the cost of your belongings and accommodation.
You’re covered if water from an aquarium, water bed, or kiddie pool damages your belongings.
If someone damages your belongings during a break-in, it's also included in your coverage.
If you’re moving, both apartments are temporarily covered until you’re in the new apartment.
Things like doors or sinks are not covered as they are building fixtures and are covered by property insurance and your liability insurance.
Electronics damaged through blown fuses are not covered (unless from lightning), but rather electronics insurance.
Pipes under the floor or in the walls are not covered as the landlord should cover them under their building insurance.
If large-scale conflict breaks out in Germany which causes damages to your household or belongings, you're not covered.
If your bike, saddle, lights, or basket are stolen inside or outside your home, insurance will pay to replace it.
Things like doors or sinks are not covered as they are building fixtures and are covered by property insurance.
Did you accidentally leave a candle burning and cause damage to your home? Don't worry, you're covered.
If you’re no longer able to live inside of your apartment due to an insured event, you can get €5,000 of support.
This policy covers the belongings in your apartment.
It covers the damage you do to others regardless of where you are. It includes: your landlord’s belongings, other people’s belongings or building fixtures.
Most burglaries happen from 16:00-18:00 and they only last about 10 seconds.
200,000 residential fires happen in Germany
Around 62,500 robberies were registered by the police in Germany in 2022.
~98,000 addresses are listed as high risk for flooding in Germany.
Health insurance when moving to a new country
Protection for damage you cause to people or their belongings
Support for your loved ones in the event of your passing
Comprehensive dental coverage fills public health insurance gaps, offering treatments for preventive care, cleanings and more.