Expat health insurance (sometimes referred to as “incoming insurance”) is a great solution for your first year or two in Germany.
Obtain your first visa or residence permit alongside a good, affordable coverage. Some visa exclusions apply.
File and manage claims online: just take a photo and submit it in your Feather account.
If you’re moving to Germany for the first time, expat health insurance is the perfect choice for you.
Freelancers who would like a cost effective insurance or are not eligible for public or private insurance.
Anyone applying for a visa or temporary residence permit. This policy covers almost all first time visas.
Enrolled in a coding program or language school? This policy covers you for the duration of your studies.
Highly trained professionals who are neither university students nor employees.
Earning less than €520 a month? If you’re in Germany for a summer internship, our expat policy has you covered.
This plan covers any unexpected medical treatments and procedures, as well as associated medical follow up costs.
Coverage for sudden non pre-existing illness that requires treatment or hospitalization.
In severe cases, you may need to return to your home country for treatment. Our expat policy will cover the travel costs.
Additional coverage in your home country for 6 weeks per year after 1 year on the policy.
Treatments related to pre-existing conditions are not covered.
The policy does not cover check-ups and any conditions discovered during check-ups.
Travel vaccinations are only covered in the advanced plan.
If you need to get psychotherapy appointments or treatments, those cannot be covered by the policy.
You have a free choice of doctors, dentists, and hospitals recognized and accredited in Germany or the destination country.
Simply remember that hospitals must be under permanent medical management and have sufficient diagnostic and therapeutic facilities.
If you get a job, you can request to upgrade directly in your Feather account and we will assist you with the transition.
In most cases, we can even refund any overlap to ensure you are not double charged at any time.
Choose from one of the four biggest public health providers
Comprehensive coverage for those who want a little extra
Comprehensive dental coverage fills public health insurance gaps, offering treatments for preventive care, cleanings and more.
Protection for damage you cause to people or their belongings