Insurance for new arrivals to Germany

Yes. Each policy you purchase stands on its own, with its own start date, sign-up, and cancellation notice. They're not linked like dependents on one plan. However they can, like all of your policies with Feather, be managed easily from one account!

It depends on the product. Expat Health: no problem, sign up before you arrive. Liability insurance: you are eligible if Germany will be your main place of residence, but you don't need a permanent address to sign up immediately. Legal insurance: you'll need to be registered in Germany first. No worries if you're not there yet for all three, with Feather, you can easily add Legal or Life to your account once you've made the move.

Yes, if you’ve recently relocated to Germany and are looking for your first health insurance plan, you're eligible for expat health insurance.

This plan is suitable for those who are:

• Newcomers relocating to Germany

• Students over 30

• Students under 30 who wish to use a private insurance instead of public health

• Freelancers or self employed

• Unemployed

• First time visa or residence permit seekers who are not yet on public or private health

Liability insurance isn't required by law, but it is sometimes required by landlords when applying for an apartment. Additionally, 85% of Germans have some form of personal liability insurance.

Yes absolutely!

You can easily switch from expat to public or private health as soon as you become eligible for them - eg if you obtain regular employment in Germany then you would be eligible for public health and would switch. We can even help you switch!

Simply click the 'switch to public or private health' button in your Feather account as soon as you are eligible and we will take care of it for you!

There is no waiting period for liability insurance. Just keep in mind that any instances which occurred before taking out the policy will not be covered.

Expat health insurance has a standard 31-day waiting period. However, sometimes, a waiting period can be waived. You can learn more about it and when it can be waived in our FAQ.

For legal insurance the specific waiting period depends on the area of law (traffic, employment, etc.). Learn more here.