Aufenthaltstitel health insurance

For the visa application and residence permit application, yes. Our policy meets that standard and your certificate is ready immediately after signup. Decisions on the visa itself rest with the German mission, so no insurer can promise approval. If your application is refused, you'll be refunded.

Probably briefly. Your GKV membership starts with your employment, but your visa appointment usually comes first, and the consulate wants proof of coverage from your entry date. A monthly policy covers the stretch between landing and your first day, then you cancel.

Often not. Voluntary GKV membership generally requires previous statutory coverage: 24 months in the last five years, or 12 consecutive months immediately before. New arrivals from outside the EU usually have neither, which makes German private insurance the realistic route. If you've been insured in Germany or the EU before, ask us and we'll look at your history.

Students under 30 can usually join a statutory fund at the student rate, which is the standard route. Expat coverage is mainly useful for the visa file and the arrival weeks, and for students over 30 or in preparatory courses, who often can't use the student rate.

The decision comes before you move, so a refusal lands before your policy start date. Cancel in one click from your Feather account and you'll be fully refunded automatically.

No. You can sign up from anywhere, before you arrive. No German address, tax number, or bank account required.

Each person needs their own policy, but you can manage them all from one Feather account by using the same email address at signup.