Expat health insurance starting at €72 a month.

Get coverage for your residence permit in 2 minutes. Cancel anytime.
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Who can benefit from expat health insurance?
New arrivals

This covers expats and freelancers who don’t yet have full-time employment in Germany.

Visa seekers

Anyone applying for a visa or residence permit needs health insurance. This has you covered.


Enrolled in a coding program or language school? This plan covers you for the duration of your stay.

“Mini-jobbers and interns

Earning less than €450 a month? Or are you only in Germany for a summer internship? Our expat plan has you covered.

Post-docs and researchers

Highly trained professionals who are neither university students nor employees may have difficulty registering for public health insurance in Germany. In this case, our expat plan is perfect for you.

What is expat health insurance?
Expat health insurance (sometimes referred to as “incoming insurance”) is a great solution for your first year or two in Germany. It’s good, affordable coverage that fulfils the legal requirements for obtaining a visa or residence permit. Signup is simple and payments are made month-to-month. Cancel anytime with just one click.
What’s covered?
Accidents and emergencies

This plan covers any unexpected medical treatments and procedures, as well as associated follow-up costs.

Serious illness

If a sudden illness requires treatment or hospitalization, this plan covers all costs.

Ambulance Transport

If an injury or health problem requires you to be transported by ambulance to a medical facility, costs will be covered.


In particularly serious cases, you may need to return to your home country for treatment. Our expat plan will cover the travel costs.

Dental check ups - *Advanced only

Up to €200/year for preventive dental care.

Glasses or contacts - *Advanced only

Up to €200/year for visual aids like glasses or contacts.

Other policies
Household contents insurance
Protect your valuables—starting as low as €2.50 a month
Personal liability insurance
Expect the unexpected, starting at just €4.99 a month
Private health insurance
Thinking of switching to private? Chat with one of our experts today.
Public health insurance
English-language signup with one of Germany’s biggest public health insurers.

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