Pension insurance in Germany

Sign up online. Withdraw money any time.

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Why get pension insurance?

Statutory pension insurance only may not cover your basic expenses. Therefore, the government advises topping up with a private plan.

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Full flexibility

Increase, decrease, or pause your monthly contributions based on your lifestyle. Withdraw money whenever you want.

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Take the pension with you worldwide

Unsure about staying in Germany long-term? No problem, your pension plan will move with you.

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No upfront fees

Don't pay any extra at the start, so more of your money can go towards investments.

Estimate your pension

Monthly contributions

€150

€50€1,000

Approximately

€ —

Advantages of pension insurance

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Choose the best way to get your pension

• One-off payment

• Monthly pension for the rest of your life

• Some split between the two above

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Tax efficient payouts

Normally, you have to pay taxes on profits from investments. With the Feather pension plan, you'll have considerable tax advantages from the start of your retirement.

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Our general fees

• Upfront fees: €0

• Management: €1.50 monthly + €0.5% per year

• Investment: €0.2% per year

Graph showing average fee costs with EFTs being 0.2% per year and "Others" 1.5% per year.

Cost efficiency

Our policy is an ETF-based product; ETFs usually have cheaper fees compared to other regular mutual funds. This means you keep more of your money over time.

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Profit potential

ETFs let you invest in the stock market, so you can make money as the market grows over the years. That’s why this is the smartest way to build up retirement savings for the future.

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Why Feather?

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Best-rated support in Germany

If you’re unable to solve a problem, we can assist you online via video call or by email.

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Digital account management

Manage your pension insurance policy online, including updating information or claims.

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Customized coverage

Choose between different plans to adjust your coverage to your needs

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Everything in one account

Health, liability, household, and other insurance policies can all be managed in one account.

Frequently asked questions

Ready to save for your future?

Sign up in 5 minutes

Set up for pensionGet a free consultation