Bike insurance in Germany

Comprehensive coverage for both new and used bikes.

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Why get bicycle insurance?

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600,000 bikes are stolen each year in Germany

Only 1 out of 10 stolen bikes are found. Bike insurance will pay for the cost of your bike and accessories.

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Comprehensive damage coverage

Our bike insurance covers most common reasons for damage including accidents, vandalism, and even wear and tear.

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No waiting periods

Your bike can be insured as soon as the next business day, and covered for incidents that happen from day one.

What’s covered?

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Theft

Covers loss from theft, robbery and burglary, including from car roof racks and bicycle stands.

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Damage

Covers repair costs arising from accidents, operating and production errors.

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Parts and accessories

Covers theft or damage of parts connected to the bike/e-bike that are included in the policy.

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Wear & tear

Covers damages due to wear and tear on bikes less than 5 years old, including brakes and tires.

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Vandalism

Protection against intentional damage and destruction by unknown third parties.

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E-bike battery protection

Insured against theft, damage, and wear & tear (only if performance drops below 65% in the first 3 years).

What isn’t covered?

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Bikes used commercially

Bikes used for commercial purposes, such as delivery or other jobs, are not eligible for coverage.

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Bike inspection fees

Repairs for parts and labor are included; however, inspection fees from bike shops are not covered.

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Scooters or e-bikes without pedal assistance

Scooters or e-bikes powered solely by electric motors that require registration are not covered.

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Cosmetic repairs

Cosmetic repairs like scratches or paint touch-ups aren’t covered. Only functional damage is included.

Get a quote for bike coverage

It only takes 2 minutes.

Get a quote

Why Feather?

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95,000 happy customers

Experience peace of mind with insurance crafted by expats, for expats.

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22,000+ claims processed

Fast and reliable service to get your money back in days, not months.

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4.9 Star rating

Over 1,700 reviews can't be wrong.

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English-speaking support

No need for translations—our team speaks your language.

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All digital

Sign up, file claims, and manage your policy within our app.

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Privacy First

We store your data in Europe; it remains private, secure and GDPR compliant."

Frequently asked questions