Switch to Private Health Insurance: Save Money, Get Better Care

Fully digital switching process with policy management and support in English.

Woman switching to private health on her laptop while laying in bed

Why private health insurance

Couple playing in bed

Less expensive than public

Since private insurance takes on customers based on their health, it is generally more affordable than public, especially if you sign-up early, while you’re younger and healthier. Once signed up, your premium will not increase because you become older.

Doctor checking MRI scan results

Faster appointments and better coverage

Most doctors reserve appointments for private health insurance holders, which makes it easier for you to access healthcare in your area, especially in big cities. In addition to that, you generally get better coverage compared to public insurance, for example in terms of dental and vision care.

Woman sitting on chair and checking her phone
On certain plans only

Yearly cashback

If you make no claims during a calendar year, you will receive a payout the following year. The payout increases every consecutive year without claim.

See our prices and coverage

You
Spouse
Child
Occupation

€— /mo

plane

Living in Germany temporarily?

Our plans

Use our calculator to see what’s available for you.

Our plans

Standard

Premium

Public

Your contribution

€—

Get an estimate

€—

Get an estimate

€—

Get an estimate

General doctors' visits

Private hospitals

Worldwide cover

Woman sitting on counter and checking her phone

What you need to know about eligibility

Feather icon showing woman

How does health affect my eligibility?

We look at your medical history for any pre-existing conditions. If you do, and apply for private insurance through Feather, please keep in mind that some might lead to coverage restrictions or a surcharge.

Feather icon showing woman and phone

How does income affect my eligibility?

The minimum income threshold for private depends on your occupation and age. Typically, employees earning well, self-employed, students and civil servants would be eligible.

Feather icon showing woman holding a baby

Will my dependents be covered?

If you're thinking of adding your dependents, they could be eligible at an extra cost. You should check their eligibility to make sure your whole family can be on private health insurance.

What happens after I apply for a switch?

Feather icon with an eligibility check document
Eligibility check
If more information is needed, we'll reach out. In the rare cases where medical exams are required, we'll reimburse you.
Feather icon with an A4 page
Confirmation
Get the confirmation of coverage for your employer, visa, as well as tax purposes in your Feather account.
Feather icon with a checklist
Cancelation of public
You'll be able to cancel your public health insurance with just a few clicks in your Feather account
Patient filling medical checklist

Getting older won’t affect your price

The price is based on your age when you sign-up. It then only increases when overall healthcare costs go up – historically about 2% per year for public and private insurance alike.

Why Feather?

Feather icon showing man
Top-rated English support
If you’re unable to solve a problem, we can assist you online via video call or by email.
Feather icon showing phone with notification
Digital account management
Manage your health insurance policy online, including updating information or claims.
Feather icon showing check mark
Customized coverage
Choose between different plans to adjust your coverage to your needs.
Feather icon showing phone with notifications
Everything in one account
Health, liability, household, and other insurance policies can all be managed in one account.

Don’t take our word for it

Ready for comprehensive coverage?

You can get a quote in minutes and start customizing your coverage.

Switch to private healthTalk to us

Frequently asked questions