Freelancer visa insurance in Germany

For the visa application, yes. Our policy meets that standard and your certificate is ready immediately after signup. Decisions on the visa itself rest with the German mission, so no insurer can promise approval. If your application is refused, you'll be refunded.

Often not, and this surprises almost everyone. Joining voluntary statutory insurance generally requires previous statutory coverage: 24 months in the last five years, or 12 consecutive months immediately before. A freelancer arriving from outside the EU usually has neither, which leaves private insurance as the realistic route. If you've worked in Germany or another EU country before, your prior coverage may count. Ask us and we'll look at your history with you.

Then look into the Künstlersozialkasse (KSK) as a priority. If you're accepted, you're compulsorily insured in the statutory system and the KSK covers roughly half your contributions. You'll need to show artistic or journalistic income of at least €3,900 a year, though that minimum is waived for your first three years. The immigration office accepts KSK registration as proof of insurance on its own.

No. German missions state plainly that travel insurance is not sufficient for any long-stay visa. Berlin's immigration office accepts travel-type coverage only for stays under three months. Anything longer needs a proper health insurance policy.

The decision comes before you move, so a refusal lands before your policy start date. Cancel in one click from your Feather account and you'll be fully refunded automatically.

No. You can sign up from anywhere, before you arrive. No German address, tax number, or bank account required.

Each person needs their own policy, but you can manage them all from one Feather account by using the same email address at signup.