In Germany an employee can request part of their salary to be contributed into a company pension plan. The company can decide how to set this up, but they must offer one if requested.
There are 5 types of company pension: Direktversicherung, Pensionskasse, Unterstützungskasse, Pensionsfonds, Pensionszusage. For most small to medium sized companies, the best option is a low fees Direktversicherung which is a "direct insurance".
Both the employee and employer contribute money each month into a low cost pension ETF. Whatever happens, the pension earns returns over time and is there for the employee when they retire - wherever they may be in the world.
Your pension contributions come from you pre-tax gross salary.
Our plan allows worldwide payout.
An additional attractive pension plan for employees.
Other types of pension can be a liability.
Completely taken care of by partner.
Off-boarding is final with no obligations arising after leaving the company.
Optional: Use the low cost ETFs instead of expensive managed funds.
Pension planning is becoming more and more important especially in Germany.
Fulfils the legal requirements of a pension plan in Germany.