In Germany an employee can request part of their salary to be contributed into a company pension plan. The company can decide how to set this up, but they must offer one if requested.
There are 5 types of company pension: Direktversicherung, Pensionskasse, Unterstützungskasse, Pensionsfonds, Pensionszusage. For most small to medium sized companies, the best option is a low fees Direktversicherung which is a "direct insurance".
Both the employee and employer contribute money each month into a low cost pension ETF. Whatever happens, the pension earns returns over time and is there for the employee when they retire - wherever they may be in the world.
Employees have easy and understandable access to their company pension plan
We're 100% digital, and pass the cost savings on to your employees
Both you and your employees have easy access and allows employees to manage most settings themselves.
Ideal for international employers, our website and team offers support in German or English.
Your pension contributions come from you pre-tax gross salary.
Our plan allows worldwide payout.
An additional attractive pension plan for employees.
Other types of pension can be a liability.
Completely taken care of by partner.
Off-boarding is final with no obligations arising after leaving the company.
Optional: Use the low cost ETFs instead of expensive managed funds.
Pension planning is becoming more and more important especially in Germany.
Fulfils the legal requirements of a pension plan in Germany.