Living in Germany temporarily?
Private health insurance is the best alternative to public health insurance for parents, spouses, and families. It is Germany's most comprehensive insurance and is valid for all visas and residency permits. It offers numerous perks that public health insurance can’t match.
Private health insurance is often more cost-effective for families because premiums are tailored to each dependant’s health profile. Once signed up, premiums won't increase because you, your children or partner grow older.
Most doctors reserve appointments for patients with private health insurance. This makes access to healthcare in your area easier, especially in big cities. In addition to that, you generally get better coverage than with public health insurance, for example, in terms of dental and vision care.
If you make no claims during a calendar year, you will receive a payout the following year. The payout increases every consecutive year without a claim.
The price is based on your age when you sign up. It then only increases when overall healthcare costs or inflation go up – historically, about 2.8% per year for private and 3.4% per year for public.
The minimum income threshold for private depends on your occupation and age. On the health side, we look at your medical history for any pre-existing conditions.
Thinking of adding your dependents? Check their eligibility now to make sure your whole family can be on private health insurance.
If you have pre-existing medical conditions and still apply for private insurance through Feather, please keep in mind that some might lead to coverage restrictions or a surcharge. Check out which conditions always lead to denial in our comprehensive article.
“Relevant documents are easy to find, submitting claims/cost plans is straightforward.”
Ardi
“They were always very helpful, always easy to reach and they gladly answered questions whenever I had them.”
Amanda
“I had an excellent experience thanks to Justina! Her professionalism and attentiveness made the entire process smooth and stress-free.”
Julio
“I am impressed with their level of service and professionalism.”
Shyam
You can get a quote in minutes and start customizing your coverage.
See our FAQ page for more answers.