Long-term expat health insurance in Germany

This policy is best suited for:
Those who have been in Germany over 5 years and are not eligible for public or private health, or those who are applying for a visa renewal and not eligible for public or private health.

Yes, this policy meets the legal requirements for getting your first visa or visa renewal.

We can get you covered within 1-2 days of application.

With our long term policy, there is no time limit to the coverage.

There is a 14 day cooling off period from the start date of the policy.
After this period, you can still cancel anytime on a monthly basis! Whenever you cancel, you would then no longer be charged during the next monthly billing cycle.

There is no waiting period for long term expat health, but please note, pre-existing conditions will not be covered under the policy.

Yes, you'll have to pay upfront and submit photos of all the bills or receipts from your account to get reimbursed. You must pay the doctor or clinic as soon as possible. The reimbursement will be made to you, not to the doctor.

Yes, dependents can be added to your plan. You would simply purchase a new policy for them and we can store it under one account.

Yes, there is cover immediately for dental accidents, and routine dental care is also included after 6 months on the policy.

Yes! If you would like to switch to our long term plan, we can assist you to do so and ensure there are no gaps nor overlap in coverage.