Bike insurance in Germany

Smooth claims, fast payouts.

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You're covered

Why get bicycle insurance?

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600,000 bikes are stolen each year in Germany

And only 1 in 10 is recovered. With bicycle insurance, you’ll get reimbursed for the full cost of your bike and accessories.

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Comprehensive damage coverage

This policy covers accidents, vandalism, and even wear and tear - our coverage keeps you riding, no matter the cost.

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Submit claims faster than you finish your morning coffee

Describe the incident, upload your documents and hit send. Most theft claims are resolved within two weeks.

What’s covered?

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Theft

Covers loss from theft, robbery and burglary, including from car roof racks and bicycle stands.

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Damage

Covers repair costs arising from accidents, operating and production errors.

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Parts and accessories

Covers theft or damage of parts connected to the bike/e-bike that are included in the policy.

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Wear & tear

Covers damages due to wear and tear on bikes less than 5 years old, including brakes and tires.

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Vandalism

Protection against intentional damage and destruction by unknown third parties.

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E-bike battery protection

Insured against theft, damage, and wear & tear (only if performance drops below 65% in the first 3 years).

What isn’t covered?

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Bikes used commercially

Bikes used for commercial purposes, such as delivery or other jobs, are not eligible for coverage.

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Bike inspection fees

Repairs for parts and labor are included; however, inspection fees from bike shops are not covered.

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Scooters or e-bikes without pedal assistance

Scooters or e-bikes powered solely by electric motors that require registration are not covered.

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Cosmetic repairs

Cosmetic repairs like scratches or paint touch-ups aren’t covered. Only functional damage is included.

Get a quote for bike coverage

It only takes 2 minutes.

Get a quote

Our hassle-free claim process

Bike claim step 1

Document the incident

Take pictures of the damage or theft scene—clear photos help us process your claim faster.

Bike claim step 2

Submit it via Feather’s app

Describe the incident, attach your invoices or photos and send them our way.

Bike claim step 3

Get reimbursed

Our support team makes claims easy and fast, with resolutions in as little as two weeks.

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Which bikes are covered?

We cover most types of bikes, whether they’re brand new or well-loved.

  • Regular bikes and e-bikes
  • New, used, or vintage models
  • Street, mountain, and gravel bikes
  • Carbon, aluminum, and steel frames
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Should I get bike or household contents insurance?

Both can cover your bike - it depends on your bike’s value and how much coverage you need.

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Household insurance

With the optional bike add-on, you can cover bikes worth up to €3000 for theft, even outside your home.

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Bike insurance

Covers bikes and accessories up to €12,000 for not just theft, but also repair for damages.

Need more guidance?

It only takes 2 minutes.

Book a call

Why Feather?

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95,000 happy customers

Experience peace of mind with insurance crafted by expats, for expats.

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22,000+ claims processed

Fast and reliable service to get your money back in days, not months.

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4.9 star rating

Over 1,700 reviews can't be wrong.

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English-speaking support

No need for translations—our team speaks your language.

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All digital

Sign up, file claims, and manage your policy within our app.

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Privacy First

We store your data in Europe; it remains private, secure and GDPR compliant.

Frequently asked questions

See our FAQ page for more answers.