Personal liability insurance in France

Yes, you’re eligible for personal liability insurance if France will be your main place of residence. You don’t need a permanent address to sign up immediately, and your coverage extends worldwide.

Not for everyone, but it’s typically required if you’re a tenant. In France, this cover is often included in home insurance (“assurance habitation”); this product is available as a standalone if you only need civil liability.

Yes. Claims for accidental injury or damage to others can be very expensive. This policy includes high limits (up to €20,000,000 per insurance year for private life) and legal defence/recourse so you’re not on your own.

Yes, on certain claim types: €91 (material & consequential immaterial damage), €121 (goods entrusted during education/internships), €400 (accidental environmental damage), €100 (medical/paramedical liability). There’s no deductible for bodily injury to third parties under general private-life liability.

Yes. Examples include:

• Goods entrusted by an educational institution: up to €20,000 per claim (theft/loss excluded; €121 deductible).
• Legal recourse: up to €20,000 per dispute (activation threshold €225).
• Accidental environmental damage: up to €500,000/year, including up to €100,000 for ecological prejudice (€400 deductible).

Full details are in the policy documents.

You simply submit all appropriate documents or images (photos, police reports, hospital bills, invoices, etc.) to your Feather account. After that, we will process your claim.

Both of these refer to the same type of liability insurance offered on this page.

Private-life liability: worldwide.

Medical/paramedical civil liability (if applicable to your studies/training): worldwide except the US & Canada.

Non-EU nationals: claims outside the EU are not covered.

No. As long as you have a valid claim, you can use your liability insurance to cover it right away. Just keep in mind that any instances which occurred before taking out the policy will not be covered.

Yes. Immediately after getting signed up, your liability insurance becomes active and ready to protect you against any accident or fault.

There are no minimum period or cancellation requirements. Simply sign in to your account and click "cancel". Your policy will then expire on your next billing date.

No. This is private-life liability only. Professional or paid activities require dedicated professional insurance.

The policyholder is covered. Dependent minor children are included, and a person babysitting your minor child is covered only for damage caused by that child. (If you study/train in healthcare, the medical/paramedical extension applies when included.)