Home insurance in France
Protection for your belongings, and accidents.
Get your attestation instantly
Ready to download after singing up
From around €10/month
With the option to add extras
Manage it all online
Via your Feather account
What's home insurance in France?
Home insurance (assurance habitation) protects your home, what’s inside it, and the people living under your roof. Whether you rent or own, it helps you stay financially secure when unexpected things happen.
Property damage
Covers damage caused by fire, water leaks, natural disasters, or break-ins — so you're not left paying out of pocket.
Personal liability
If you accidentally cause damage to a neighbor’s apartment (like a water leak or fire), your insurance covers the costs and protects you legally.
Belongings protection
Furniture, electronics, appliances, clothes — all covered in case of theft, fire, or other covered events.
Is home insurance mandatory in France?
For tenants
Home insurance is required to cover rental risks like fire and water damage.
Landlords require proof of insurance before handing over the keys — that’s your “attestation d’assurance.”
For homeowners
If you live in a co-owned property, civil liability insurance is mandatory. For others, it’s optional but highly recommended to avoid costly repairs.
What’s covered?
Water damage
We cover damage to your belongings caused by leaks or water incidents.
Storm & fire damage
Your furniture and personal items are protected in case of fire, explosion, or lightning damage.
Neighbor damage
If an incident at your place (such as a water leak or fire) affects your neighbor, you’re covered.
Electrical damage
Covers damages to appliances and electrical systems due to power surges.
Expenses & losses
Reimbursement for hotel stays, transportation, and other necessary costs incurred due to an insured incident.
And much more...
Other coverages are included, such as glass breakage, natural disasters, etc.
Customize with add-ons
We also offer additional coverage through add-ons.
Theft & vandalism
Your belongings are insured in case of break-ins or intrusions
Glass breakage
Coverage for broken windows, mirrors, and more.
Electrical damage
Appliances and tech hit by surges, short circuits, or lightning
Premium assistance
24/7 help for emergencies at home
What’s not covered?
Lack of maintenance
Damage caused by wear, neglect, or lack of proper upkeep isn't covered.
Professional use
Items used for work or business (like tools or stock) aren’t included.
Unoccupied homes
Theft isn’t covered if your home is left empty for more than 60 days.
High-value items
Objects worth over €4,000.
Sublets & squatters
Coverage doesn’t apply to unauthorized sublets or illegally occupied homes.
Storage outside the home
Items stored in places not listed in your contract (e.g. unlisted garages) aren’t covered.
We can help you get insured in a matter of minutes
Simple, fast, and hassle-free.
Why Feather?
English-speaking support
Talk to real people who understand your needs.
Contracts in plain English
Everything explained in simple English.
Instant insurance certificate
Get your official attestation d’assurance right after sign-up.
Sign up in 5 minutes
Fully online from your phone or laptop.
Covers everyone in your home
One policy protects you, your partner, roommates, or family members.
Manage everything online
Download documents, update info, or file claims in your account.
Did you know?
Burglary patterns
Most burglaries in France occur between 2 PM and 6 PM and last less than 10 minutes.
Fires frequency
~250,000 residential fires occur annually in France.
Robberies in France
~90,000 robberies were reported by the police in 2024
Flooding risk
~19,000 municipalities in France are classified as flood-prone, affecting millions of properties.
