Expat health insurance for freelancers

Yes, the Newcomer Plan fully meets visa requirements for:

• French visas (VLS-TS, VLS-T)
• Schengen visas
• Visa renewals

Our insurance:

• Offers unlimited medical coverage (well above the €30,000 minimum)
• Covers at least hospitalization, consultations, prescriptions, medical repatriation
• Is valid throughout the Schengen Area
• Includes repatriation of mortal remains
• Provides a certificate in English and French with start and end dates—suitable for visa applications and prefecture appointments

👉 Full coverage details here

Immediately after signing up, you’ll receive:

• A visa-compliant insurance certificate with all required details in English and in French
• The full policy terms and conditions

All documents are downloadable from your Feather account under:

“Policies” → “Expat Policy”

If your visa is denied, this will happen before your planned arrival in France, and therefore before your policy start date.

You can simply cancel the policy in one click from your Feather account, and you’ll be fully refunded automatically.

Refunds usually arrive within 3 working days, depending on your bank.

Yes! Our plan is fully flexible.

You can cancel in one click directly from your Feather account.

There are no long-term commitments or cancellation fees.

Yes. Our policies are fully valid for visa renewals, and you’ll receive a French version of the certificate that you can submit directly to the préfecture.

Yes, absolutely.

Even though you’re paying monthly, your insurance certificate clearly shows the start and end dates and confirms that your payments are up to date.

This format is fully accepted by French consulates and prefectures for visa and residence permit applications.

Absolutely. After 3 months of living in France, you can apply for Sécurité Sociale (public healthcare).

Once accepted, many residents also get a mutuelle (complementary insurance) to help cover:

• The remaining 30% of medical costs

• Extras like dental, vision, and private hospital stays

You can learn more about our private health insurance and mutuelle options here.

Yes, if any of the following apply to you:

• You’ve recently moved to France and need your first health insurance plan
• You’re not employed yet or are self-employed
• You need quick and affordable coverage to apply for a visa or residence permit
• You’re renewing your visa and want coverage while waiting for your carte vitale
• You prefer to sign up entirely in English

Each family member needs their own individual policy.

To manage all policies in one place, use the same email address during signup.

Our insurance does not cover pre-existing conditions.

This means any illness, symptoms, or treatments that existed before your policy start date will not be reimbursed—you would need to pay for those costs out of pocket.

However, this has no impact on your visa eligibility. The insurance is still fully accepted for visa and residence permit applications.

Of course! You can book a free consultation with one of our English-speaking advisors here: Schedule a call

Yes. It meets French visa standards and includes stamped documents you can submit to embassies or consulates, during your appointment with TLS.

Yes, but not liability or accidents caused to others. You may want to add pro liability insurance separately.

Absolutely. You're covered in France and across the EU — no matter where your clients are.