Expat dog insurance from €11 a month.

No. Dog insurance is not mandatory in the Netherlands, but it is strongly recommended due to high veterinary costs and limited alternatives for covering unexpected expenses.

You can insure your dog from 8 weeks old. New policies can be taken out until your dog is 6 years old. Once insured, coverage continues for life as long as the policy remains active.

No. There is no maximum age limit after acceptance. Your dog remains insured regardless of age, as long as the policy is active.

No. Any condition, illness or abnormality your dog showed signs of or was diagnosed with before the end of the waiting period is not covered.

Hereditary or congenital conditions linked to breeding for specific physical traits are not covered. This includes brachycephalic syndrome in short-snouted breeds.

Yes. You are free to visit any licensed veterinarian or specialist in the Netherlands.

You pay the vet bill upfront and submit the invoice online. Reimbursement is based on your chosen coverage and reimbursement percentage.

Dog insurance covers medically necessary care such as consultations, diagnostics, surgeries, medication, hospital stays and emergency treatment.

Yes. Preventive care is covered up to €75 per year, including vaccinations, routine health checks and parasite treatments.

Dental treatment is only covered in case of an accident.

Yes. You can adapt your reimbursement percentage, annual limit or deductible according to the policy conditions.

Coverage applies in the Netherlands. Emergency care abroad may be covered if you have additional travel coverage.