Student health insurance in the Netherlands

You are eligible if you have recently moved to the Netherlands and need your first health insurance plan.

You are also eligible if you are a student in a bachelor’s, master’s, PhD, language school, or coding program, as long as you are not employed in the Netherlands. This policy can also be used if you are self-employed but not yet required to join Dutch basic health insurance.

Keep in mind that this is not a permanent solution. Dutch law requires you to switch to Dutch basic health insurance once you start a paid job or internship. Expat health insurance has a maximum term of five years.

Only if you start a paid job or internship. If you are studying without work, you can stay on this expat health plan.

Yes, this policy meets the legal requirements for getting your first visa or residence permit in the Netherlands and qualifies as your proof of health insurance. The confirmation you receive at signup works for most IND student visas and residence permits. However, it may not meet the requirements to renew your visa or residence permit. If you need help getting health insurance to renew your visa or residence permit, reach out to us. We can talk you through your options after having expat insurance.

Immediately. Your policy documents will be waiting for you in your Feather account after you finish signing up. You can use these documents as proof of health insurance for your visa or residence permit application.

Expat health insurance has a maximum term limit of five years. This five-year term starts on the first day you arrive in the Netherlands. For example, if you moved to the Netherlands on the 1st of January 2020 but signed up for student insurance on the 2nd of June 2021, you can only remain on the policy until the 1st of January 2025.

If you purchase a policy and the policy becomes active within 14 days of purchase, then you have 14 days to cancel your policy from the date of purchase and receive a full refund (as long as no claims were made during this period). However, if you purchase a policy with a start date in the future (over 14 days), then you have any time before the policy becomes active to cancel it and receive a full refund. After this period, you can still cancel anytime! Whenever you cancel, you would then no longer be charged during the next monthly billing cycle.

Yes, you'll have to pay upfront. We suggest paying the doctor or clinic as soon as possible to avoid any late fees. Following that, submit photos of all invoices, receipts, and documents related to the incident in your Feather account to get reimbursed. The reimbursement will be made to you, not to the doctor.

Yes, dependents can be added to your plan. Please note that each dependent will have to have their own policy purchased, but we can add them all under one account for ease of access. To add a dependent, simply: 1. Sign up for expat insurance for yourself first (or for the person you want to be the main policyholder) 2. Once you sign up, log into your Feather account and click on your expat policy. 3. Click 'add dependents', then add the dependent. 4. The basic policy price for dependents under 18 years of age is the same (72 euros).

Yes, expat insurance will cover some dental treatment for new dental conditions requiring pain relief like simple fillings and cleanings. This treatment is covered for up to €500 per year Additional dental treatments like check-ups and teeth cleaning are not covered.

Yes. You can sign up online and get insured immediately. In the future, e.g. after your studies we’ll help you switch to Dutch basic health insurance.

You can keep your student health insurance until the end of your studies, up to a maximum of five years. If you stay in the Netherlands afterward and start working or become a resident, you will need to switch to Dutch basic health insurance - we can help with the switch.