Legal insurance in the Netherlands: Get a quote

Person standing at their house and talking on a phone. The tag next to the phone reads "Legal advice".

Why legal insurance?

Legal conflicts can get expensive

Legal expenses insurance helps cover the cost of legal help when disputes arise about housing, work, purchases, or government decisions in the Netherlands.

Small disputes escalate quickly

A disagreement with a landlord, employer, or seller can turn into a legal conflict before you expect it, and professional help becomes necessary.

The legal system is complex

Legal expenses insurance gives you access to expert guidance so you do not have to navigate Dutch legal procedures on your own.

What’s included in the basic policy

Purchases and services

Legal help for disputes about products and services you buy, including online purchases, subscriptions, travel bookings, energy, and telecom providers.

Housing and neighbors

Coverage for conflicts related to renting or owning a home, such as disputes with landlords, neighbors, or local authorities.

Government, social security, and pensions

Legal assistance for disputes about individual decisions made by municipalities or government bodies, including social security and pension matters.

Family and inheritance

Legal help with inheritance-related disputes and certain family law matters, excluding divorce.

Volunteer work

Coverage for conflicts arising from unpaid volunteer work.

Which modules can I add?

Your legal insurance always includes a basic policy that covers common everyday legal disputes.

Labor

Legal help when conflicts arise around your income. This includes disputes such as forced dismissal or employment conflicts. From € 11,75 a month.

Traffic

Legal help for conflicts caused by participation in traffic. This applies whether you travel by car, bicycle, or on foot. From € 2,72 a month.

Tax and Wealth

Legal help for disputes with the tax authorities. This module also covers conflicts related to investments or a second home. From € 3,04 a month.

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What isn’t covered?

Existing or expected disputes

Conflicts are not covered if they already existed or could reasonably be expected before your insurance started.

Business and self-employment

Disputes related to running a business, freelance work, or other income outside employment are not insured (check our professional liability for that).

Immigration procedures

Legal issues related to visas, residence permits, or immigration decisions are not covered by this policy.

Preventive legal checks

Legal insurance does not cover preventive services such as reviewing contracts before signing or giving legal approval in advance.

When to use legal insurance?

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Problems at work - Labor module

Legal insurance can help when you have a conflict with your employer. This includes dismissal, withheld salary, or disagreements about your employment contract.

Support applies with the Labor module.

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Issues with your landlord or housing

Legal insurance supports you when disputes arise about renting a home and to fight scammers. This includes also rent increases, deposits, maintenance issues, or contract disagreements.

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Traffic disputes

With the Traffic module, legal insurance helps when conflicts arise after an accident or traffic violation. This includes contesting fines or determining liability.