Legal insurance in the Netherlands
Stay legally protected as an expat in NL. Cancel monthly.
Why legal insurance?
Legal conflicts can get expensive
Legal expenses insurance helps cover the cost of legal help when disputes arise about housing, work, purchases, or government decisions in the Netherlands.
Small disputes escalate quickly
A disagreement with a landlord, employer, or seller can turn into a legal conflict before you expect it, and professional help becomes necessary.
The legal system is complex
Legal expenses insurance gives you access to expert guidance so you do not have to navigate Dutch legal procedures on your own.
What’s included in the basic policy
Purchases and services
Legal help for disputes about products and services you buy, including online purchases, subscriptions, travel bookings, energy, and telecom providers.
Housing and neighbors
Coverage for conflicts related to renting or owning a home, such as disputes with landlords, neighbors, or local authorities.
Government, social security, and pensions
Legal assistance for disputes about individual decisions made by municipalities or government bodies, including social security and pension matters.
Family and inheritance
Legal help with inheritance-related disputes and certain family law matters, excluding divorce.
Volunteer work
Coverage for conflicts arising from unpaid volunteer work.
Which modules can I add?
Your legal insurance always includes a basic policy that covers common everyday legal disputes.
Labor
Legal help when conflicts arise around your income. This includes disputes such as forced dismissal or employment conflicts. From € 11,75 a month.
Traffic
Legal help for conflicts caused by participation in traffic. This applies whether you travel by car, bicycle, or on foot. From € 2,72 a month.
Tax and Wealth
Legal help for disputes with the tax authorities. This module also covers conflicts related to investments or a second home. From € 3,04 a month.
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What isn’t covered?
Existing or expected disputes
Conflicts are not covered if they already existed or could reasonably be expected before your insurance started.
Business and self-employment
Disputes related to running a business, freelance work, or other income outside employment are not insured (check our professional liability for that).
Immigration procedures
Legal issues related to visas, residence permits, or immigration decisions are not covered by this policy.
Preventive legal checks
Legal insurance does not cover preventive services such as reviewing contracts before signing or giving legal approval in advance.
When to use legal insurance?
Problems at work - Labor module
Legal insurance can help when you have a conflict with your employer. This includes dismissal, withheld salary, or disagreements about your employment contract.
Support applies with the Labor module.
Issues with your landlord or housing
Legal insurance supports you when disputes arise about renting a home and to fight scammers. This includes also rent increases, deposits, maintenance issues, or contract disagreements.
Traffic disputes
With the Traffic module, legal insurance helps when conflicts arise after an accident or traffic violation. This includes contesting fines or determining liability.
Who else can be covered?
Your partner
Your spouse or registered partner living at the same address is generally covered under the same policy.
Your children
Children living at home and children studying full time without permanent employment are usually included automatically.
Ready to get covered?
Get legal expenses insurance for everyday disputes in the Netherlands. Clear coverage, professional legal help, and monthly cancellation.
