Home insurance in Spain

Yes. Single rooms cannot be insured. If you live in a shared household, you will need to have one policy to cover all the belongings and can split the cost with the household members.

Household insurance, household contents insurance, home contents insurance, and personal property insurance all refer to the same type of insurance provided on this page.

You'll get reimbursed for the price of your valuables when they were in new condition and not when they were damaged or stolen.

Cover restrictions are instances in which insurance coverage may be limited. Events which are always excluded include war, nuclear energy, wet and dry rot, storm surge, flooding, backwater, groundwater, earthquake, ground subsidence, landslide, snow pressure, avalanches, volcanic eruptions, and intentionally caused damage.

No, there's no waiting period for using your home insurance in Spain. Your policy is effective immediately from the start date. Events that happened before the start date of the insurance are not covered.

You have up to 14 days to cancel your policy and get a full refund. After that, policies have a minimum term of one year.