Expat health insurance in Spain

Get coverage for your visa in less than 2 minutes.

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What is expat health insurance?

Expat health insurance offers affordable, comprehensive coverage within minutes that meets all visa requirements—registered in Spain, with unlimited coverage similar to the public healthcare system, no copays, deductibles, or waiting periods.

Who is expat health insurance for?

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Visa seekers and new arrivals - starting from €45/month

We provide proof of payment and written confirmation that the health insurance meets the visa requirements (stamped and signed) that can be used for the visa application.

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Students and Au-pairs - starting from €45/month

Enrolled in a university, coding program or language school? We have some plans made for students in Spain.

€45/month for students 35 or younger

€60/month for students above 35

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Digital nomads, freelancers or employed by a company not located in Spain - €60/month

This covers expats and freelancers who don’t yet or don’t seek full-time employment in Spain.

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Not working and retirees - starting from €60/month

You are currently not working or have decided to retire in Spain? We have a plan that is made for you.

€60/month for retirees and not working under 65

€204/month for retirees and not working between 65 and 74 years old

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Which visas and residents permits is it valid for?

  • Digital nomad visa
  • Student & Au-pair visa
  • Investment visa
  • Non-lucrative visa
  • Tarjeta de identidad de extranjero (TIE card) and its renewal

What’s covered?

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Accidents and emergencies

Our plans cover unexpected medical treatments and procedures, as well as associated follow-up costs.

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Medication

If an unforeseen illness requires you to take medication prescribed by a doctor, this is covered.

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Ambulance transport

If you are injured or have health problems that require you to be transported by an ambulance to a medical facility your costs will be covered.

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Repatriation

In particularly serious cases, your insurance covers your return to your home country for treatment or in case of fatality, for burial.

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Dental treatment

If you need to see a dentist, pain relief treatments are covered up to €500/year. Tooth replacement after an accident is also covered up to €500.

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EU-wide coverage

With Expat insurance you can rest assured that your coverage extends to all EU countries, in case you decide to travel outside of Spain.

What isn’t covered?

Medication

Pre-existing conditions

Treatments related to pre-existing conditions are not covered.

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Routine check-ups

Medical visits without any symptoms or complaints and any conditions discovered during those are not covered.

Vaccination

Regular vaccinations

Travel vaccinations are only covered in the advanced plan.

Mental health

Mental health therapy

If you need to get psychotherapy appointments or treatments, those cannot be covered by the policy.

Advantages of expat health

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Get your certificate within minutes

Languages

Documents available in Spanish and English

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Recognised by the Spanish authorities (code L1497)

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Coverage for up to 5 years in all Europe

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Visit public or private doctors and hospitals in Spain

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Cancel anytime, no questions asked

Ready to get started today?

If you have additional questions, talk to our team.

Frequently asked questions