Health insurance for expat students in Belgium at €72/month

If you’re coming to Belgium to study and are looking for your first health insurance plan, you’re eligible for expat health insurance. If you want to get covered quickly in order to obtain your visa or temporary residence permit, you can sign up entirely in English for this affordable health insurance. However, it’s not a long-term solution. There’s a maximum term limit of five years.

Expat health insurance is suitable for anyone who is relocating to Belgium, regardless of their employment status. Students, freelancers and job seekers are all eligible to get covered with this policy.

Yes, this policy meets the legal requirements (€30,000 minimum coverage and repatriation) for getting your first visa or residence permit in Belgium and after signing up you will receive a document that qualifies as the official proof of your health insurance for the Belgian authorities.

However, it may not meet the requirements to renew your visa or residence permit. If you need help getting health insurance to renew your visa or residence permit, reach out to us. We can talk you through your options after having expat insurance.

Immediately. Your policy documents will be waiting for you in your Feather account after you finish signing up. You can use these documents as proof of health insurance for your visa or residence permit application.

Expat health insurance has a maximum term limit of five years. This five-year term starts on the first day you arrive in Belgium. For example, if you moved to Belgium on the 1st of January 2020 but signed up for Expat Insurance on the 2nd of June 2021, you can only remain on the policy until the 1st of January 2025.

Monthly cancellation

Our expat health policies work with a monthly cancellation, which means that you can cancel it anytime. Whenever you cancel, you will no longer be charged during the next monthly billing cycle.

Start date within 14 days of purchase

If you purchase a policy that becomes active within 14 days of purchase, you have 14 days from the date of purchase to cancel your policy and receive a full refund (as long as no claims were made during this period).

Start date in the future (over 14 days of purchase)

If you purchase a policy with a start date in the future (over 14 days), you can still cancel the policy before it has started and get a full refund.

Yes, you'll have to pay upfront. We suggest paying the doctor or clinic as soon as possible to avoid any late fees. Following that, submit photos of all invoices, receipts, and documents related to the incident in your Feather account to get reimbursed. There is a €25 copayment per event that will be deducted from the reimbursement. The reimbursement will be made to you, not to the doctor.

Yes, dependents can be added to your plan. Please note that each dependent will have to have their own policy purchased, but we can add them all under one account for ease of access. To add a dependent, simply:

1. Sign up for expat insurance for yourself first (or for the person you want to be the main policyholder)
2. Once you sign up, log into your Feather account and click on your expat policy.
3. Click 'add dependents', then add the dependent.
4. The basic policy price for dependents under 18 years of age is the same (72 euros).

Yes, the expat health insurance will cover some dental treatments for new dental conditions requiring pain relief like simple fillings and emergency cleanings. This treatment is covered for up to €500 per year. Preventative dental treatments like check-ups and routine cleaning are not covered.