Professional liability insurance
Designed for self-employed professionals and freelancers in digital fields across the EU. All digital - from sign up to claim.
Why do I need professional liability?
This policy is essential for anyone providing expertise or services. It protects you against costly mistakes.
Protect against claims of negligence
Even if you do everything right, a client can still accuse you of making a mistake, missing a deadline, or giving bad advice that led to financial loss.
Meet contract requirements
Many clients require proof of professional liability insurance before signing a contract.
Add a layer of professionalism and legitimacy
It’s seen as a sign that you're legit and prepared for professional responsibilities.
What's covered?
Business errors or negligence
If a client claims you made a mistake, cost them money or caused them harm.
Legal defense costs
The legal fees if you need a lawyer to defend yourself against a claim, are covered.
Misrepresentation & inaccurate advice
You’re also covered if you're accused of giving inaccurate information on your services.
Worldwide activities
Global protection for your business - no matter where and for whom you work
When to use professional liability insurance?
Damage done by IT & tech
Missed deadlines or faulty code can cause clients financial damage—and lead to liability claims.
Example: A project runs late. The client claims lost business due to the delay and demands reimbursement.
Mistakes made by marketing & advertising
Delays, copyright violations, a wrong budget allocation to a campaign or poor advice can lead to legal disputes and financial claims.
Example: You publish a campaign using protected content. The rights holder sues, and your client demands compensation.
Issued caused by consulting
As a consultant, you face a high liability risk. If your advice causes financial harm, clients can demand compensation.
Example: You implement a new software system. Later, it's clear the solution doesn’t fit the client’s needs. They claim damages for lost time and revenue.
Ready to get covered?
Protect your professional self from costly mistakes. Available for businesses based in the EU, with worldwide coverage.
General vs professional liability insurance
Professional liability
Covers financial losses due to professional mistakes. Professional liability is crucial for service-based businesses where errors or missed deadlines could lead to significant client losses.
General liability
It protects your business from third-party claims related to accidents resulting from your operations.
Don’t take our word for it
+100,000 happy customers
Experience peace of mind with insurance crafted by expats, for expats.
+22,000 claims processed
Fast and reliable service to get your money back in days, not months.
4.8 Star rating
Over 1,700 reviews can't be wrong.
English-speaking support (and others)
No need for translations—our team speaks your language.
All digital
Sign up, file claims, and manage your policy within our app.
Privacy first
We store your data in Europe; it remains private, secure and GDPR compliant.
Special deals
For those starting a new entrepreneurship and the ones looking for mid-term coverage.
Start-up discount
Was your businesses founded within the last 12 months? Get a 15% discount on your annual premium.
Term discount
Get a 10% discount on your annual premium, in case you choose in a contract term of 3 years or longer.
