Expat health insurance

Yes, if you’ve recently relocated to a new country and are looking for your first health insurance plan, you're eligible for expat health insurance.

Yes, if you are not working or working as a self-employed person.

Yes, if you want to get insured quickly to get your visa or residence permit because it's affordable health insurance coverage that you can sign up for entirely in English.

Expat health insurance is an excellent option if you're a freelancer, self-employed, or employed by an overseas company.

If you’ve been insured in the EU or the UK within the last three months, you can opt for International health.

Yes, this policy meets the legal requirements for getting your first visa or residence permit in your new country in Europe and qualifies as your proof of health insurance.

However, if you need to renew your visa or residence permit, we recommend you to sign up to one of the extended plans.

This policy is not bound to a specific country, you can use it wherever you go.

You just need to initially select one country where you believe you'll spend most of your time, but it doesn't mean that it's the only country where you'll be covered. You can use the policy anywhere.

If you decide to move more permanently to a different country, just let us know and we will guide you through the exact process.

For our expat health newcomer plan, you will receive your documents immediately.

For our expat health extended plan, you will receive your documents typically in 1 business day.

You can use these documents as proof of health insurance for your visa or residence permit application.

The newcomer expat health insurance plans have a maximum term limit of five years, while the extended expat health insurance plans have no limit. The five-year term starts on the first day you arrive in your new country of destination.

For example, if you moved on the 1st of January 2020 but signed up for international Insurance on the 2nd of June 2021, you can only remain on the policy until the 1st of January 2025 with the newcomer.

The extended expat health insurance plan has no time limit.

There is a monthly cancellation policy. Once you cancel, you will not be billed at your next billing cycle, and there are no fees for canceling.

Yes, for our newcomer international health insurance, there is a 31-day waiting period of reduced coverage (life threatening conditions are still covered). However, sometimes, a waiting period can be waived. You can learn more about it and when it can be waived, you can find it in our FAQ.

For our extended expat health insurance, there is no waiting period.

However, keep in mind that both policies only cover new medical conditions that first commenced after the policy commenced.

Yes, you'll have to pay upfront. We suggest paying the doctor or clinic as soon as possible to avoid any late fees. Following that, submit photos of all invoices, receipts, and documents related to the incident in your Feather account to get reimbursed. The reimbursement will be made to you, not to the doctor

Yes, dependents can be added to your plan. Please note that each dependent will have to have their own policy purchased, but we can add them all under one account for ease of access.

To add a dependent, simply:

1. Sign up for expat insurance for yourself first (or for the person you want to be the main policyholder)

2. Once you sign up, log into your Feather account and click on your expat policy.

3. Click 'add dependents', then add the dependent with whichever policy you wish (newcomer or extended). You don't have to purchase the same policy for each person.

Yes, you can always start with a newcomer plan then upgrade when you need a visa or work permit renewal or reach the 5-year limit.

However, keep in mind that the medical conditions that you acquire while your on the newcomer plan will not be covered under the extended plan as they will be considered pre-existing conditions.