International health insurance

Yes. Plus with a €0 deductible covers urgent and other medical care, hospital stays, emergency dental care and medical repatriation, valid in Sweden for your whole stay. That's the list Migrationsverket gives for work and residence permits of a year or less.

Your visa compliance confirmation. It names you, your policy number and dates, Sweden as your country of cover, and each requirement it meets, in English or Swedish. If your case officer also asks for the full terms, we send those too.

It depends on the condition. A closed condition, resolved and no longer treated, can often be covered as normal. Others may get a small surcharge or a specific exclusion, and some can't be covered at all, such as diabetes. You see the decision in writing before anything is final.

International Health has a 12-month minimum term, but for Sweden we make an exception. Once you're on the Swedish public system, usually when you get your personnummer, send us proof and we release you early.

Yes. You can set your start date up to 4 months ahead, and move it as long as your cover hasn't started yet. You also have a 14-day right of withdrawal after signing up.

After you sign up you complete a short health check. Straightforward cases are usually confirmed within one business day. If a medical review is needed it takes 2 to 3 business days, and we tell you upfront so you can plan around your deadline.

Migrationsverket expects comprehensive cover, and in our Swedish cases that includes mental health care. Essential doesn't cover outpatient therapy, Plus does. With a €0 deductible there's also no annual excess, so we only recommend Plus with €0 for a Swedish permit.

The process is entirely digital. Generally, you pay for your medical treatment upfront and then submit the invoices through your Feather account for reimbursement. In some cases, such as hospital stays, we may be able to bill the facility directly.

The coverage depends on the plan you choose: The standard plan has an overall limit of €300,000 per person per calendar year, while the plus plan offers a much higher limit of €2,500,000.

Unlike many International health or travel health plans, this contract is not limited in time and is valid up to age 75.

Yes. Each family member signs up separately and gets their own confirmation for Migrationsverket, but you can use the same account and payment method. Each person is priced by age, so add everyone in the calculator to see your family total.

The contract has a minimum period of 12 months. After this initial year, you can terminate your insurance relationship at the end of any calendar month.

While you live in Sweden. Sweden is your country of cover, and you're also covered on trips abroad of up to 180 days at a time. It's full health insurance, not travel insurance.

Yes, many employers cover it. Book a call and we'll send you a quote and a sample certificate to share with your HR team before you sign up.

No. For a job seeker permit our Expat plan is enough and costs less. If you then get a job with a probation period, switch to International Health for your work permit.

Expat has no health questions, so your certificate is ready right after sign-up, but pre-existing conditions are never covered, and you can cancel monthly after the first month. International Health starts with a short health check and assesses each condition, Plus adds mental health care, and the minimum term is 12 months.

Our Expat plan meets the Blue Card requirement. If you'll be in Sweden for less than a year, your cover has to run three months past the end of your job. From 1 October 2026, family joining a Blue Card holder for up to a year needs cover too.