Expat health insurance in Romania

Yes. Most Type D long-stay visas require proof of private medical insurance valid for the entire visa period. Your insurance certificate must clearly show your coverage dates and benefits.

Romania’s Digital Nomad visa requires private medical insurance valid in Romania with minimum coverage of €30,000 for the full visa period. Your policy must cover the entire duration of your stay.

Yes. Health insurance is required both at visa stage and during residence. At later stages, authorities may expect enrollment in Romania’s public health insurance system (CNAS), depending on your situation.

No. This is private expat health insurance. If you become employed or register long-term in Romania, you may need to join the public health insurance system. This plan is typically used for visa compliance and early-stage coverage.

You can download your insurance certificate and policy documents immediately after signing up.

Yes, you'll have to pay upfront. We suggest paying the doctor or clinic as soon as possible to avoid any late fees. Following that, submit photos of all invoices, receipts, and documents related to the incident in your Feather account to get reimbursed. The reimbursement will be made to you, not to the doctor

If you purchase a policy and the policy becomes active within 14 days of purchase, then you have 14 days to cancel your policy from the date of purchase and receive a full refund (as long as no claims were made during this period). However, if you purchase a policy with a start date in the future (over 14 days), then you have any time before the policy becomes active to cancel it and receive a full refund. After this period, you can still cancel anytime! Whenever you cancel, you would then no longer be charged during the next monthly billing cycle.

Yes, expat insurance will cover some dental treatment for new dental conditions requiring pain relief like simple fillings and cleanings. This treatment is covered for up to €500 per year Additional dental treatments like check-ups and teeth cleaning are not covered.

Yes, dependents can be added to your plan. Please note that each dependent will have to have their own policy purchased, but we can add them all under one account for ease of access. To add a dependent, simply: 1. Sign up for expat insurance for yourself first (or for the person you want to be the main policyholder) 2. Once you sign up, log into your Feather account and click on your expat policy. 3. Click 'add dependents', then add the dependent. 4. The basic policy price for dependents under 18 years of age is the same (72 euros).

No. Private clinic subscriptions are not the same as health insurance. They often cover consultations and outpatient visits but may not meet visa requirements. For immigration purposes, you usually need an official insurance policy with a certificate.

Yes. This plan is suitable for the period before you are enrolled in Romania’s public health system through employment.

Yes. Coverage dates must match your visa period, and the certificate must clearly show valid coverage in Romania. Always ensure your policy start and end dates align with your application.

Yes. For this expat health insurance, there is a 31-day waiting period with reduced coverage. Life-threatening medical conditions are still covered during this period.

In some cases, the waiting period can be waived. You can find more information about this in our FAQ or by speaking with our team. Please note that this insurance only covers new medical conditions that start after the policy has begun.

Yes. This plan is commonly used by freelancers and entrepreneurs who need private insurance for their Romanian long-stay visa or residence application.