Private health insurance for the Italian Digital Nomad Visa

Yes. Our policy provides unlimited medical coverage for new conditions, well above the €30,000 consulate minimum. It includes hospitalisation and inpatient care, outpatient care, medical repatriation and repatriation of mortal remains, and is valid throughout Italy and the Schengen Area. The certificate is signed and stamped, available in English and Italian, and ready to download immediately after signup.

Yes. Your Feather policy renews seamlessly each year alongside your permesso di soggiorno, so the same policy supports your initial application and each of your annual renewals at the Questura, up to the three-year maximum on the DNV.

If your visa is denied, this will happen before your planned arrival in Italy, and therefore before your policy start date.

You can simply cancel the policy in one click from your Feather account, and you’ll be fully refunded automatically.

Refunds usually arrive within 2-10 working days, depending on your bank.

Just before your consulate appointment is usually best. You can set the coverage start date for any future date, so it lines up with your planned arrival in Italy.

Yes — the same certificate works for both your consulate visa application and your permesso di soggiorno application at the Questura.

No — you can sign up before you arrive in Italy. No codice fiscale or Italian address required.

If you are already in Italy at the moment when you purchase the policy, a 31-day waiting period applies.

During this period emergencies are covered and the insurance is still valid for visa/residence applications. After 31 days, the full coverage kicks in.

The waiting period can be waived if you can show proof of an insurance that has equivalent or broader coverage before without any gap in coverage.

Yes. Your policy is valid throughout the Schengen Area, so you're covered when you travel across Europe for work or personal reasons. For travel outside the Schengen Area, get in touch with our team and we'll walk you through your options.

Pre-existing conditions are not covered. Any illness, symptoms, or treatments that existed before your policy start date won't be reimbursed. This is standard across expat health insurance policies and has no impact on your visa eligibility: the insurance is still fully accepted for DNV applications. If you have a significant pre-existing condition, we recommend talking to our team before signing up so we can walk through your specific situation.

Voluntary SSN enrolment costs a minimum of around €2,000 a year (scaling with income) and gives you access to Italy's public health system, including GPs and public hospitals. It doesn't cover dental, routine vision, or care outside Italy, and specialist wait times can be long.

A Feather private policy gives you faster access to specialists, free choice of public or private doctors, English-speaking support, and validity throughout the Schengen Area. Many DNV holders keep private insurance alongside or instead of voluntary SSN. The right choice depends on your priorities: cost vs. speed of access, public hospitals vs. choice of doctor, Italy-only vs. Schengen-wide.

The DNV is capped at three years. After that, you can transition to another permit type (work, self-employed, or another route), and after five years of continuous residence you can apply for the long-term EU residence permit. Your Feather policy supports you through your DNV cycle and beyond; when your situation changes, get in touch with our team and we'll help you find the right long-term option.

Each family member needs their own individual policy, but you can manage them all from a single Feather account by using the same email address during signup. This makes renewals and claims easier to track if you're applying for the DNV with dependents.

Yes. Your Feather policy is paid monthly by default, but the certificate clearly states that the policy is valid for a minimum of one year and renewable, which is what the consulate requires for the DNV. We haven't had any issues with DNV applications using monthly payment so far. If you'd prefer to pay upfront for 12 months for added peace of mind, get in touch with our team and we'll arrange it. Both options work.