Health insurance for students in Italy

Yes. The plan is open to EU and non-EU students moving to or living in Italy who are not enrolled in the SSN. You do not need a codice fiscale to sign up, and there are no medical checks. It works whether you are applying for a Type D student visa or are already in Italy and want to get affordable coverage.

Yes. The plan meets the health insurance requirements for the Type D student visa, including the minimum €30,000 for hospitalisation, emergency care and repatriation, and it is valid across the Schengen area. You get a signed and stamped certificate to submit with your consulate application.

Yes, and it goes well beyond it. Core medical costs like hospitalisation, emergency treatment and outpatient care are covered with no annual cap, so you are comfortably above the €30,000 minimum consulates require.

Yes. Your certificate is signed and stamped and confirms coverage for hospitalisation, emergency medical treatment and repatriation, along with your coverage period, in both Italian and English. If your consulate asks for specific wording, our team can help before you sign up.

Yes. You can see a sample of the exact certificate here, so you know what you will receive. It is issued for Italy and valid throughout the country for your full coverage period, not a temporary travel document.

The plan meets the health insurance requirements for the permesso di soggiorno, and the certificate is provided in Italian for your Questura appointment. It is also valid for renewals.

Final acceptance always rests with the individual office, but the certificate is made for exactly this purpose.

Yes. If your visa is refused, you get a full refund, whether you paid monthly or for the full year upfront. Contact our team with your refusal and we will process it.

Immediately. Your certificate is available to download the moment you finish signing up, which takes about two minutes. There is no manual approval and nothing to wait for.

You choose your start date during sign-up, and the earliest available start is the day after you sign up. Your certificate is issued instantly whatever start date you pick, so you can send it to your consulate straight away while your coverage begins on the date you need. Cover for new, unexpected medical issues applies from your start date.

If you're already in Italy the moment you sign up, there wil be a 31-day waiting period before full coverage kicks in. During this time, you'll be covered for emergencies only.

You can stay on the plan for up to five years. You choose to pay monthly or pay a full year upfront to match your visa duration, whichever suits you. Monthly payment is accepted for visa and residence applications.

Yes. You are fully covered throughout Italy, and your coverage travels with you for trips elsewhere in the EU and the Schengen area while you are based in Italy.

Beyond the visa certificate, the plan covers real medical care: GP and specialist visits, diagnostic tests, prescribed medication, hospitalisation and emergencies. Physical therapy is covered up to €300, and there is a €25 co-pay per event. Full details are in the benefits table above.

You visit any doctor or hospital you like, public or private, pay for your treatment, then submit the receipt in the app to be reimbursed. Reimbursements are usually processed within 2-6 weeks. There is a €25 co-pay per event. In a genuine emergency, go straight to the nearest hospital or call 112.