Health insurance for retirees & non-workers in Belgium

Immediately after signing up, you’ll receive:

• A visa-compliant insurance certificate with all required details in Dutch, French and English
• The full policy terms and conditions

All documents are downloadable from your Feather account under:

“Policies” → “Expat Policy”

If your visa is denied, this will happen before your planned arrival in Belgium, and therefore before your policy start date.

You can simply cancel the policy in one click from your Feather account, and you’ll be fully refunded automatically.

Refunds usually arrive within 3 working days, depending on your bank.

Yes! Our plan is fully flexible.

You can cancel in one click directly from your Feather account.

There are no long-term commitments or cancellation fees.

If you’re coming to Belgium on a Visa D and are looking for a health insurance during your stay that is also accepted by the visa authorities, this is the one for you. If you want to get covered quickly, you can sign up entirely in English for this affordable health insurance.

You can apply up to age 75. If you're over 75, we offer alternative options, simply book a call with a Feather expert and we’ll help you find a visa-compliant solution that fits your situation.

Yes, every person in Belgium -including expats- needs to be covered by a form of health insurance. If you're coming from outside the EU/EEA, you'll need to show a proof of health insurance when applying for your visa.

In Belgium, you are eligible for the public health insurance if you are registered in Belgium and if you are contributing or have contributed to Belgian social security.

Concretely that means that you are eligible if:

• You work in Belgium as an employee
• You work in Belgium as a registered self-employed person who is subject to social security
• You are a student at a Belgian university
• You receive a Belgian pension
• You receive Belgian unemployment benefits

If you are not and have never contributed to the Belgian social security, but you are a resident, you can still register with a mutuelle. In this case you have to:

• Declare your income from abroad
• Pay the Belgian social security contributions out of pocket (€912.91 per quarter unless you are part of a special income category)
• As soon as the first quarter is paid and you have your residence permit, you can register for the mutuelle.

In the meantime, you can stay covered with Feather.

No. Unlike some travel policies, this policy is not limited to emergencies. If you have a new illness and need to go see a doctor for it, the policy will cover the costs relates to your doctor visit and the costs of any prescribed specialist visits or drugs related to this issue. The policy does not cover treatment for issues that existed before the policy was purchased or doctor appointments for a regular check-up.

Of course! You can book a free consultation here or write us on Whatsapp.

At Feather, our area of expertise is insurances, so this is where we are able to give you the best advice.

However, if you have more visa-related or legal questions, you can always book a free call with us so we can refer you to the right expert in our network in Belgium.