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International health insurance

Private cover for your move to South Africa

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Any doctor, any clinic

Private care, your choice

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Trips home covered

Up to 180 days a year abroad

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Top rated: 4.8/5

On 2500+ reviews.

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Why get private health insurance in South Africa?

South Africa has some of the best private hospitals on the continent. The catch? Public hospitals are busy, and as a newcomer on a temporary visa you'll often pay the full public tariff anyway. Most people moving here go private from day one. Local medical schemes usually need a residence permit, a South African bank account and a tax number before you can join, often with waiting periods on top. Feather covers you from your start date, in South Africa and on trips back home.



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View plan benefits in detail

Our policy documents break down what's included and what's not - from doctor visits to hospital stays. View the full coverage details for both plans, Essential and Plus, to find the right fit.

How does the healthcare system work in South Africa?

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Two systems run in parallel

South Africa has a public and a private system. Public hospitals charge fees based on income, under the national Uniform Patient Fee Schedule, and most foreigners on temporary visas pay the full tariff. Long waits are common. Private care runs mostly through local medical schemes like Discovery, Momentum or Bonitas. International health insurance like Feather is a separate option, built for people who move between countries.


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South African pharmacies & medication

Clicks and Dis-Chem are the big national chains, with late-night branches in Johannesburg, Cape Town, Pretoria and Durban. Pharmacists can help with minor things over the counter, but most medicines, antibiotics included, need a prescription. Ask for generics, they're often much cheaper. With Feather, prescribed medicines are reimbursed once you upload the receipt.

Emergency services in South Africa

Emergency services in South Africa

In an emergency, call 10177 for a public ambulance, or 112 from any mobile. Many people moving here also save the private services: Netcare 911 (082 911) and ER24 (084 124). They run their own response teams and take you to a private hospital. Response times vary by area. Private emergency rooms may ask for a deposit or proof of cover before treatment, so keep your Feather documents on your phone.

Who is Feather for in South Africa?

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Remote workers

Working remotely from Cape Town? The Remote Work Visa asks for a gross income of at least ZAR 650,796 a year (DHA), not insurance. Your health is still on you. Feather covers you here and on trips abroad.

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Families

Moving with kids? Cover each family member with their own policy, all managed in one account. Planning a baby? Plus includes routine maternity care.

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Moving for work or a partner

Relocating for a job or to join your partner? Local medical aid usually needs a residence permit, bank account and tax number first. Feather covers you from day one.

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Retirees and long stays

Retiring here or spending the winter? Some missions ask retirees for a South African medical scheme. Feather works well on top, for care back in Europe and medical evacuation.

Get global health insurance that works in South Africa

From €68 a month at 30, €108 at 45. See your price estimate in 2 minutes.

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How much is health insurance in South Africa?

Private care adds up fast. Typical prices without cover in 2026: around ZAR 675 for a GP visit, ZAR 1,700 for a specialist, and ZAR 7,500 or more for a private hospital day. Prices vary a lot by city and clinic. With Feather, you'll know your monthly price before you pay a cent.

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Public healthcare in South Africa

The public system is tax-funded, with no health contribution taken from your pay, and residents pay nothing at the point of use. But as a foreigner on a temporary visa, you're a "full-paying patient", charged close to private rates.

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Private medical insurance

Domestic plans run from ZAR 1,575+ (€84) a month at the entry level to ZAR 9,250+ (€494) for comprehensive, with annual hikes of 9–11%. Feather's international plans start at €56/month for Essential and €84/month for Plus.

Need proof of cover for your visa?

Many people moving have added Feather's confirmation of cover to their South African residency application. Requirements differ by visa and embassy, so talk to our team and we'll check yours before you sign up.

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Visa

Ideal for many South African visas

Our international cover does what a local plan can't: it travels with you the moment you leave South Africa (including in your home country), includes medical evacuation and repatriation, and gets you fast access to top private hospitals.

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Documents ready when you sign up

All your documents (proof of coverage, English certificates) instantly in your account. Accepted by DHA (Department of Home Affairs) and universities.

How does Feather's international health insurance work?

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Choose your plan

Compare Essential and Plus, pick your deductible, and sign up in under 5 minutes. No paperwork, no medical exams.

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Get your documents instantly

Your confirmation and visa-ready proof-of-coverage documents land in your account straight away.

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Visit any doctor

See any licensed doctor, specialist, or hospital in South Africa. No referrals, no network restrictions, no pre-approval.

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Upload your bill in the app

Already paid? Open the Feather app, snap a photo of your invoice, and submit your claim in under a minute.

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Get reimbursed to your account

We review your claim and reimburse you directly to your bank account. Most claims are processed within two weeks.

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Cancel anytime after year one

There's a one-year minimum term. After that, cancel whenever you want. No penalties.

Join 200,000+ expats covered with Feather

Get global medical coverage in under 5 minutes.

Why Feather?

187,000+

Customers covered

60+

Countries worldwide

4.6 star rating

75,000+

Processed claims

Fast to set up

Signup and management, fully online

In English

Contracts, claims, and support

Tailored guidance

From experts who know the system

Sorted your health insurance yet?

Takes 2 minutes. From €56 per month. 4.8/5 rated on over 2,500 reviews.

Frequently asked questions

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