
Uganda's public healthcare system is chronically underfunded, with only 0.15 doctors per 1,000 people, and Mulago adds a 25% non-citizen surcharge on specialized wards, pushing most expats to private hospitals in Kampala.
Without coverage, a private GP visit runs UGX 50,000–120,000, and a hospital stay runs UGX 380,000–950,000+ per day.
Plus, the Student Pass and most other residence permits explicitly require private medical insurance.

Uganda has no functioning national health insurance; the 2021 NHIS Bill was returned unsigned. NSSF funds pensions only. Public facilities (Mulago, Butabika, regional referrals) are free at the point of use, but Mulago adds a ~25% non-citizen surcharge. Expats default to private Kampala hospitals.

Kampala is well-served by NDA-registered chains: Guardian Health, Fame, First Pharmacy, Friecca, and Rocket Health (24/7 telehealth). Rural coverage is sparse. Rules are looser than in Europe; most medicines, including antibiotics, sell without a prescription. Counterfeits circulate; stick to NDA chains.

Dial 999 (police) or 112 from a mobile; Uganda does not use 911. For ambulances in Kampala, call KCCA on 0800 299 000 (toll-free) or Red Cross on 0800 211 088. Dispatch is in English; rural response is poor. For anything serious, default to a private Kampala ER with AMREF medevac cover.
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Kampala's private hospitals add up fast: a GP visit runs USD 13–32, a specialist USD 30–60, a hospital stay USD 100–250/day. A medevac to Nairobi can cost USD 25,000–80,000+ uninsured.
There is no national health insurance contribution. Public care at Mulago is free at point of use, funded from taxation. NSSF goes to pensions only; the 2021 NHIS Bill was never signed. Free care means queues, stockouts, and a 25% non-citizen surcharge at Mulago's specialised wards.
Local plans (AAR, UAP Old Mutual, Jubilee, Britam) run USD 160–530/year but exclude medevac and pre-existing conditions. International plans range from €50/month for basic inpatient cover to €250+/month for comprehensive plans including outpatient, dental, mental health, maternity, and full medevac."
Uganda's Student Pass is the only visa category that explicitly requires private medical insurance. Work Permits and the Dependant Pass need a DCIC medical report with HIV test, not insurance.

Work Permits (A1–G3), Investor Permit, Dependant Pass, Student Pass — both Feather plans meet Ugandan immigration's requirements.
All your documents (proof of coverage, English certificates) instantly in your account. Accepted by Ugandan immigration.
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