Health insurance in Thailand
Medical coverage for expats & foreigners
Access any clinic
Skip wait times, get the best care.
Visa-compliant coverage
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Why get private health insurance in Thailand?
Thailand's hospitals are some of the best in Asia: 60+ meet international quality standards. But its public system isn't built for you. The main public scheme (Gold Card) is for Thai citizens. There's a social security scheme too, but you can only join it if you work for a Thai employer with a work permit.
If you're here on a retirement, Long-Term Resident, or Smart visa, private insurance is required.
Want to get an offer?
Our expat team is happy to talk to you on WhatsApp or video call and get a quote to you. Ask any question you may have!
How does the healthcare system work in Thailand?
The public schemes
Thailand has three public health schemes, and most expats can't use any of them. The Gold Card is for Thai citizens. Social security is for employees with a work permit. The third is for civil servants. If you're on a retirement visa, Long-Term Resident visa, digital nomad visa, or Elite visa, you won't qualify.
On the other hand, private hospitals in Bangkok, Chiang Mai, and Phuket offer excellent English-speaking care.
Pharmacies & medication
You'll spot pharmacies by their green cross. There are 17,000+ across the country. Big chains like Boots and Watsons have bilingual staff, and Bangkok has 24-hour pharmacies near major hospitals.
One thing to know: many medicines that need a prescription back home (like antibiotics or antidepressants) are sold over the counter here.
Emergency services in Thailand
Dial 1669 for an ambulance. For English-speaking help, the Tourist Police on 1155 are often your best first call: they're fluent and available 24/7.
Ambulances reach you in 10–20 minutes in Bangkok, longer in rural areas. Private hospital groups run their own ambulance and air-evacuation services, too.
What expats need health insurance?
Digital nomads
On a digital nomad visa, insurance isn't required. But without an employer, there's no Social Security to fall back on.
Retirees
On a retirement or Long-Term Resident visa, the public system won't cover you. But Feather accepts applicants over 60.
Families
A private birth costs around THB 117,500 (€3,100), and a children's ER visit can cost up to THB 20,000 (€530).
Gap year & job seekers
No work permit means no social security, and the public system isn't open to you. Private cover fills that gap.
Students
Student visas don't legally require insurance, but most universities won't enroll you without proof of cover.
Visa applicants
Several long-stay visas set a minimum level of cover (see the requirements section below).
Get global health insurance that works in Thailand
Plans from €56/month. Set up online in minutes.
How much is health insurance in Thailand?
Care here is excellent, but without cover, it's not cheap. A private GP visit runs about THB 3,600 (€95), and a day in a top Bangkok hospital can cost around THB 27,500 (€730).
Public healthcare
If you work for a Thai employer, social security takes about 5% of your wages (capped at THB 875/month in 2026), and your employer matches it. There's a three-month wait for non-work illnesses. It covers most costs, but only at your assigned hospital.
Private medical insurance
Our plans start at €56/month for Essential and €84/month for Plus. Both cover you at private hospitals like Bumrungrad, Bangkok Hospital, Samitivej, and MedPark.
Visa & health insurance requirements for Thailand
Most long-stay visas in Thailand require private cover. Thresholds range from THB 400,000 (€10,600) to THB 3 million in cover (around €79,500).
Accepted for all major Thai visas
Both Feather plans meet the minimum levels of cover Thai immigration expects.
Documents ready when you sign up
Your proof of cover and English-language certificates land in your account the moment you sign up.
How does Feather's international health insurance work?
Choose your plan
Compare Essential and Plus, pick your deductible, and sign up in under 5 minutes. No paperwork, no medical exams.
Get your documents instantly
Your confirmation and visa-ready proof-of-coverage documents land in your account straight away.
Visit any doctor
See any licensed doctor, specialist, or hospital. No referrals, no network restrictions, no pre-approval.
Upload your bill in the app
Already paid? Open the Feather app, snap a photo of your invoice, and submit your claim in under a minute.
Get reimbursed to your account
We review your claim and reimburse you directly to your bank account. Most claims are processed within two weeks.
Cancel anytime after year one
There's a one-year minimum term. After that, cancel whenever you want. No penalties.
Join 200,000+ expats covered with Feather
Get global medical coverage in under 5 minutes.
Why choose Feather?
200,000+ happy customers
Experience insurance crafted by expats, for expats.
100,000+ claims processed
Paid out in three weeks on average.
4.8 Star rating
On over 2,500 reviews.
English-speaking support
Our team speaks your language.
All digital
Sign up, file claims, and manage your policy in our app.
Privacy first
Your data is stored securely in Europe.
Don't take our word for it
Dajana was amazing
“She answered all our questions and provided clear and detailed responses to ensure we select the proper coverage. The whole experience was perfect! I am confident I made the right choice going with Feather!”
Mascia
I trust them. No BS.
“They don't sugar coat the insurances, if they don't provide the best option, they would help you understand what's the best one.”
Michal
Super helpful
“The representative answered my questions clearly and helped me make sure I was aware of my options! This was the perfect fit for my situation as an expat looking for a job in Spain and needing temporary coverage.”
Erin
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Takes 2 minutes. From €56 per month. 4.8/5 rated on over 2,500 reviews.
