Expat in Thailand comparing Cigna vs Feather

Compare Cigna vs Feather in Thailand

Which health insurance is right for you?

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Access any hospital or doctor

Skip wait times, get the best care.

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Visa-compliant coverage

Documents available instantly.

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Top rated: 4.8/5

On 2500+ reviews.

Foreigner comparing health insurance before travel

Not sure whether to pick Feather or Cigna?

Both cover you for a Thailand visa, so the real question is which suits your life. Feather is simpler and cheaper for most people, with everyday care built in. Cigna can make sense if you want the very highest coverage limits.

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Choose Feather if…

You’re settling in Thailand and want a visa-ready cover you can set up online in minutes. Feather's Essential plan starts at €56/month, with limits of €300,000 annually.

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Consider Cigna if…

You want a policy with very high coverage limits, and premium cost isn’t a deciding factor.

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What's actually covered?

Both plans cover the hospital treatment required by your visa. The difference is in everyday care. Feather builds in outpatient, diagnostics, medicines, and dental as standard, across both plans. Cigna's base cover is mainly inpatient, with outpatient and dental as paid add-ons. Need maternity or therapy too? That's Feather's Plus plan.

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How does support compare?

Our policies are online, but our support is reassuringly human. With Feather, you can reach a real person in English before and after you sign up. Cigna offers global support too, often through call centers across time zones. When you're sorting insurance abroad, talking to someone who gets it makes all the difference.

Visual representation of the Feather claims process via the app

Which is more affordable?

Cigna's premiums start higher and climb more steeply with age. Here's what to expect (figures assume a €1,000 deductible)

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At 36 years old

Between €76 and €136 at Feather. Between €177 and €317 at Cigna.

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At 60 years old

Between €260 and €384 at Feather. Between €375 and €672 at Cigna.


Who is Feather best for?

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Digital nomads

Full cover from day one, wherever your work takes you.

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Retirees

Comprehensive care from the start, built for life after work.

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Families

From everyday check-ups to unexpected emergencies.


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Long-stay expats

Private cover worldwide, up to 180 days a year.

Get global health insurance that works in Thailand

Plans from €56/month. Set up online in minutes.

When Cigna might be the better choice

We’d rather you find the right cover. Here’s where Cigna Global has an advantage.

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You want to tailor every detail

Cigna lets you build your plan module by module, adjusting each benefit individually. If you'd rather fine-tune every detail yourself, that flexibility is a real plus.

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You don't care about costs

Cigna's Platinum tier has a higher coverage ceiling than our Plus plan. If money's no object and you want the very top end, it's hard to beat.

Why choose Feather?

Family

200,000+ happy customers

Experience insurance crafted by expats, for expats.

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100,000+ claims processed

Paid out in three weeks on average.

Care

4.8 star rating

On over 2,500 reviews.

Languages

English-speaking support

Our team speaks your language.

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All digital

Sign up, file claims, and manage your policy in our app.

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Privacy first

Your data is stored securely in Europe.

Need help deciding?

Tell us a bit about your situation and we’ll help you compare your options

Frequently asked questions

All data was gathered and was up to date as of the 1st of July 2026.

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