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Health insurance in Senegal

Medical coverage for expats & foreigners

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Why get private health insurance in Senegal?

Senegal's public health schemes cover nationals and salaried workers. On a residence card, you get no automatic public cover unless a Senegalese employer puts you on their scheme, so the good private clinics (like Clinique du Cap) are paid out of pocket.

That makes private cover essential. Without it, a GP visit costs about XOF 42,500 (€65), and a hospital may require a cash deposit of around XOF 175,000 (€267) before treating you. And for anything serious, you're flown to Europe or Casablanca, which costs far more.

Plus, for the long-stay visa and residence card, consulates ask for proof of insurance.



How does the healthcare system work in Senegal?

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The public system

Senegal runs a two-tier system. Universal coverage (CMU) enrolls salaried workers in an employer scheme that covers most of their costs, while informal workers join community insurance funds. But a residence card gives you no automatic public cover. Unless you're salaried by a Senegalese employer, you'll need to insure yourself privately.

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Senegalese pharmacies & medication

Pharmacies are easy to find in Dakar and the larger cities, usually open 7 am–11 pm, with a rotating system guaranteeing a 24/7 on-duty pharmacy in each district. French is the working language. One thing to plan for: Senegal imports almost all its medicines, and specialist drugs often go out of stock. Bring a three- to six-month supply of anything you take regularly.

Emergency services in Senegal

Emergency services in Senegal

Call 1515 for the public ambulance (SAMU), or SOS Médecin for a faster private 24/7 response. Response times in Dakar run 20–40 minutes and are unpredictable outside the city; dispatch is in French and Wolof only. The big risk to plan for: a medical evacuation to Paris, Geneva, or Casablanca can cost around €90,000. That's exactly what evacuation cover is for.

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How much is health insurance in Senegal?

Without cover, a GP visit costs about XOF 42,500 (€65), and hospitals require a cash deposit of around XOF 175,000 (€267) up front. The big one to plan for is a medical evacuation to Europe or Casablanca, which can run around €90,000.

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Public healthcare in Senegal

Universal coverage and employer schemes are for nationals and salaried workers. On a residence card, you get no automatic public cover unless a Senegalese employer enrolls you.

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Private medical insurance

Feather's international plans start at €42/month for Essential and €63/month for Plus, with outpatient, dental, maternity, and medical evacuation coverage.

Visa & health insurance requirements for Senegal

Senegal doesn't legally require private insurance, but consulates recommend it for the long-stay visa and residence card, and ask for proof of means. Cover of at least €40,000, including medical evacuation, is our recommended minimum.

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Visa

Accepted for all major Senegalese visas

Both Feather plans comfortably meet the requirements for the long-stay visa, residence card, investor visa, work permit, and student visas.

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Documents ready when you sign up

All your documents (proof of coverage, English version) instantly in your account. Accepted by Senegalese consulates.

How does Feather's international health insurance work?

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Choose your plan

Compare Essential and Plus, pick your deductible, and sign up in under 5 minutes. No paperwork, no medical exams.

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Get your documents instantly

Your confirmation and visa-ready proof-of-coverage documents land in your account straight away.

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Visit any doctor

See any licensed doctor, specialist, or hospital. No referrals, no network restrictions, no pre-approval.

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Upload your bill in the app

Already paid? Open the Feather app, snap a photo of your invoice, and submit your claim in under a minute.

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Get reimbursed to your account

We review your claim and reimburse you directly to your bank account. Most claims are processed within two weeks.

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Cancel anytime after year one

There's a one-year minimum term. After that, cancel whenever you want. No penalties.

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