Health insurance for Portugal visas

Yes. Feather provides private health insurance that can be used for D7, Digital Nomad (D8), family reunification (D6) and other residence permits.

You typically need an insurance certificate and proof of payment. Feather provides both immediately after signup.

Yes, the policy is purchased automatically for 5 years from date of entry to Portugal, therefore meeting the common 12 month minimum requirements for many visas. We provide this confirmation in your post sign up documents.

But of course you can cancel anytime on a monthly basis!

Yes. This policy can be used for D7 visa applications.

Immediately. Your policy documents (including documents for your visa application) will be waiting for you in your Feather account after you finish signing up. You can use these documents as proof of health insurance for your visa or residence permit application.

Our health insurance is an excellent option if you're a freelancer or self-employed. It provides emergency and accidental coverage in addition to any illness you might have.

Yes, you will require insurance both for your visa and entry, as well as for your residency. You can use our private health policy for both your visa and entry to Portugal, and continue it for your residence appointment. Once you have your residence permit you can choose to switch to the SNS or keep the policy.

It has a maximum term limit of five years. This five-year term starts on the first day you arrive in Portugal. For example, if you moved to Portugal on the 1st of January 2020 but signed up for the Insurance on the 2nd of June 2021, you can only remain on the policy until the 1st of January 2025.

If you purchase a policy and the policy becomes active within 14 days of purchase, then you have 14 days to cancel your policy from the date of purchase and receive a full refund (as long as no claims were made during this period). However, if you purchase a policy with a start date in the future (over 14 days), then you have any time before the policy becomes active to cancel it and receive a full refund. After this period, you can still cancel anytime! Whenever you cancel, you would then no longer be charged during the next monthly billing cycle.

Yes! You can cancel anytime on a monthly basis.

Yes, you'll have to pay upfront. We suggest paying the doctor or clinic as soon as possible to avoid any late fees. Following that, submit photos of all invoices, receipts, and documents related to the incident in your Feather account to get reimbursed. The reimbursement will be made to you, not to the doctor

Yes, dependents can be added to your plan. Please note that each dependent will have to have their own policy purchased, but we can add them all under one account for ease of access. To add a dependent, simply: 1. Sign up for the insurance for yourself first (or for the person you want to be the main policyholder) 2. Once you sign up, log into your Feather account and click on your policy. 3. Click 'add dependents', then add the dependent. 4. The basic policy price for dependents under 18 years of age is the same (72 euros).

Yes, expat insurance will cover some dental treatment for new dental conditions requiring pain relief like simple fillings and cleanings. This treatment is covered for up to €500 per year Additional dental treatments like check-ups and teeth cleaning are not covered.

In most cases, you must first have a valid residence permit in Portugal to obtain an SNS number (Serviço Nacional de Saúde), which gives access to the public healthcare system.

Once you have your residence permit, you can register at your local health center (Centro de Saúde) by presenting:

• Residence permit
• Passport or ID
• Proof of address
• NIF (tax number)

After registration, the health center issues your SNS number. You can use our policy in the meantime until you obtain you SNS.

SNS registration is not immediate and timelines vary widely.

In practice, it can take:

Several weeks, or a few months, depending on:

• Your municipality

• Your residence status

• How quickly local health centers process registrations

During this transition period, you may not yet be able to access public healthcare services — which is why many expats use private health like our expat health insurance while waiting.

Yes.

You can sign up without:

• A NIF (tax number)

• A NISS (social security number)

• A Portuguese address

This makes the policy suitable for visa applicants and new arrivals.