Health insurance for Portugal's D2 visa

Portugal asks for insurance covering necessary medical expenses, including urgent medical assistance and repatriation, for the full 120-day visa period. Our policy covers all three and your certificate is ready immediately after signup. The decision on your visa rests with the consulate, so no insurer can promise approval. If you're refused, you'll be refunded.

Longer than the 120 days the checklist asks about. The realistic window is from arrival to your AIMA appointment, commonly three to six months and sometimes more. Our policy is monthly, so you can keep it running until your permit is issued and stop then.

Partly. You can get a health service number (número de utente) at your local health center. After 90 days of residence, a parish council declaration also gets you urgent and vital care. But without a residence permit your registration is incomplete, which means you pay personally for routine and specialist care.

Almost entirely. Fees for most consultations and procedures were abolished in 2022. What remains is a charge for walking into A&E without a referral, between €14 and €18 depending on the type of emergency department, capped at €40 per episode. Get referred by SNS 24 or your health center first and it's free.

The decision comes before you move, so a refusal lands before your policy start date. Cancel in one click from your Feather account and you'll be fully refunded automatically.

No. You can sign up before you arrive. No NIF, NISS, Portuguese address, or bank account required.

Each person needs their own policy, but you can manage them all from one Feather account by using the same email address at signup. One thing to plan around: since 2025, family reunification generally requires the sponsor to hold a residence permit for two years first. D2 holders aren't on the exemption list.