Health insurance in Mozambique
Medical coverage for expats & foreigners
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Why get private health insurance in Mozambique?
Mozambique has one of the lowest numbers of doctors per person anywhere in the world and no national health insurance scheme at all. As a foreigner, you get no entitlement to the public health service, and you're billed fee-for-service, in cash, up front.
So private cover isn't a nice-to-have here; it's essential. Without it, a GP visit runs about MZN 3,500 (€48), and a hospital day around MZN 25,000 (€345) — and for anything serious, you're flown to Johannesburg, which costs far more.
Plus, all long-stay visas require a notarised Portuguese medical certificate.
How does the healthcare system work in Mozambique?
The public system
Mozambique's national health service (SNS) runs around 1,600 facilities, funded from general taxation. There's no national health insurance scheme. Foreigners get no public entitlements, whatever their visa, and paying into social security doesn't buy any. Expat-grade care is available almost exclusively in Maputo, through private providers such as Lenmed, Cruz Azul, and International SOS.
Mozambican pharmacies & medication
Pharmacies (farmácias) are concentrated in Maputo and Matola, with reasonable coverage in cities like Beira and Nampula, but poor access in rural areas. Maputo runs a 24-hour duty-pharmacy rota, and Portuguese is the working language. Counterfeit medicine is a flagged risk, so it's wise to bring any chronic medication from home with a doctor's letter.
Emergency services in Mozambique
Dial 117 for an ambulance (119 police, 198 fire), but public ambulances are unreliable, and English isn't guaranteed, so most expats save a private facility contact number like Aeromed or Lenmed Maputo. The big risk to plan for: an air ambulance to Johannesburg can cost anywhere from tens of thousands of euros to hundreds of thousands of euros for a complex case. That's exactly what evacuation cover is for.
What expats need health insurance?
Digital nomads
Digital nomads have no social security or public safety net, so a serious illness means a medevac costing MZN 935,000 (€12,900) or more.
Retirees
Retirees get no public access, and visiting specialists usually means flying out of the country. Feather covers you worldwide.
Families
A children's ER visit costs MZN 8,500+ (€118), and maternity MZN 218,000+ (€3,010), which is why many expat mothers deliver in Johannesburg.
Visa applicants
Every long-stay route needs a notarised Portuguese medical certificate. No visa sets a minimum, but good evacuation limits are recommended.
Get global health insurance that works in Mozambique
Plans from €42/month. Sign up online in minutes.
How much is health insurance in Mozambique?
Without cover, you pay cash up front. A GP visit runs about MZN 3,500 (€48), a specialist around MZN 5,750 (€79), and a day at a private hospital like Lenmed Maputo about MZN 25,000 (€345). An air ambulance to Johannesburg, which can run from tens of thousands of euros upward.
Public healthcare in Mozambique
There's no national health insurance scheme. The public service is funded from taxation and meant to be universal for citizens, but rationing is severe (stockouts and long queues). Foreigners get no free care: you're billed fee-for-service, in cash, up front.
Private medical insurance
Feather's international plans start at €42/month for Essential and €63/month for Plus, with outpatient, dental, maternity, and medical evacuation.
Visa & health insurance requirements for Mozambique
No Mozambican visa sets a legal minimum insurance amount, but all long-stay routes require a notarised Portuguese medical certificate (a doctor's health document).
Accepted for all major Mozambican visas
No visa sets an insurance threshold, so both Feather plans comfortably meet the requirements for the tourist, business, work (with a residence permit), investor, student, and family visas.
Documents ready when you sign up
All your documents (proof of coverage, English certificates) instantly in your account. Accepted by consulates and eVisa.
How does Feather's international health insurance work?
Choose your plan
Compare Essential and Plus, pick your deductible, and sign up in under 5 minutes. No paperwork, no medical exams.
Get your documents instantly
Your confirmation and visa-ready proof-of-coverage documents land in your account straight away.
Visit any doctor
See any licensed doctor, specialist, or hospital. No referrals, no network restrictions, no pre-approval.
Upload your bill in the app
Already paid? Open the Feather app, snap a photo of your invoice, and submit your claim in under a minute.
Get reimbursed to your account
We review your claim and reimburse you directly to your bank account. Most claims are processed within two weeks.
Cancel anytime after year one
There's a one-year minimum term. After that, cancel whenever you want. No penalties.
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Why choose Feather?
200,000+ happy customers
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Paid out in three weeks on average.
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On over 2,500 reviews.
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