International health insurance

The policy is built to meet Malta's residence requirements, and your certificate is issued with the exact details Identità checks: coverage amount, validity dates, territory and insurer. It is real health insurance underwritten by Barmenia, not travel cover.

Yes. Cover travels with you across the EU and the UK, which is what Malta asks for. Ordinary EU and Schengen expat policies do not include the UK, which is the usual reason a Malta certificate gets rejected.

Malta requires at least €100,000. Feather starts at €300,000 a year on Essential and goes up to €2,500,000 on Plus, comfortably above the minimum.

No, the USA has specific restrictions. While you are covered for travel to the States, those stays are limited to a maximum of 60 days per calendar year. Furthermore, coverage in the USA is strictly for medical emergencies and accidents; planned or elective treatments are not covered.

You will receive your documents usually within one day.

You can use these documents as proof of health insurance for your visa or residence permit application.

Most medical treatments are covered immediately once your policy starts. However, there is a 10-month waiting period for childbirth, psychotherapy, and dental replacements (unless due to an accident), and a 2-year waiting period for laser eye surgery (LASIK).

The process is entirely digital. Generally, you pay for your medical treatment upfront and then submit the invoices through your Feather account for reimbursement. In some cases, such as hospital stays, we may be able to bill the facility directly.

The coverage depends on the plan you choose: The standard plan has an overall limit of €300,000 per person per calendar year, while the plus plan offers a much higher limit of €2,500,000.

Unlike many International health or travel health plans, this contract is not limited in time and is valid up to age 75.

Yes, family members including spouses, life partners, and children are eligible for coverage as co-insured persons if they are living with you or visiting you abroad. Each person must be registered and undergo the same health check process.

The contract has a minimum period of 12 months. After this initial year, you can terminate your insurance relationship at the end of any calendar month.

Malta requires cover to be paid annually in advance for the permit, so monthly-payment policies are not accepted. Paying the year upfront is what makes your certificate valid.

Real health insurance, underwritten by Barmenia. It covers routine and emergency medical care, with no waiting period for illness or accident treatment. Travel insurance is explicitly rejected for the Malta permit.