Expat health insurance (sometimes referred to as “incoming insurance”) is a great solution for your first 5 years in Malta.
Obtain your first visa or residence permit alongside good, affordable coverage. Some visa exclusions apply.
File and manage claims online: just take a photo and submit it in your Feather account.
If you’re moving to Malta for the first time, expat health insurance is the perfect choice for you.
Freelancers & Self-employed who would like a cost-effective insurance or are not eligible for public or private insurance.
Anyone applying for a visa or temporary residence permit. This policy covers almost all first-time visas.
Enrolled in a coding program or language school? This policy covers you for the duration of your studies.
Highly trained professionals who are neither university students nor employees.
If you're searching for a job and need coverage in the meantime, our expat policy has your back.
Coverage for illnesses and emergencies that arise after taking out the policy. COVID-19 treatment is covered.
Coverage if related to an emergency or a condition that is diagnosed after the policy is purchased.
Full medical transport costs to the home country are covered in the event of a severe accident or illness.
With additional coverage in your home country for 6 weeks per year after 1 year on the policy.
Coverage if related to an emergency or a condition that is diagnosed after the policy is active.
Pain relief treatments including simple fillings if prescribed by a dentist.
Treatments related to pre-existing conditions are not covered.
The policy does not cover routine check-ups and any new conditions discovered during check-ups.
Vaccinations are not covered.
If you need to get psychotherapy appointments or treatments, those will not be covered by the policy.
Check-ups & cleanings are not covered. Only pain relief treatments including simple fillings are included if prescribed by a dentist.
Check-ups and delivery are not included under this policy, however, there is coverage for unexpected complications with a pregnancy.
An affordable plan to start your new adventure without worries.
See our plansTalk to usYou have a free choice of doctors, dentists, and hospitals recognized and accredited in Malta or the destination country.
“Dajana was patient, detailed and answered my questions clearly and concisely.”
AB
“I felt secure about my choices and how the process would unfold afterward.”
Marcelo
“Maia was very helpful providing me with info about the right health insurance for my visa.”
Jessica
“They ease your anxiety thanks to an incredibly polite and fast customer support.”
Franka
“They helped advising me on my specific situation and made the procedure smooth.”
Lucía
“As a foreigner & freelancer, I felt relief to be insured by them without bureaucracy.”
Luiz
Yes, if you’ve recently relocated to Malta and are looking for your first health insurance plan, you’re eligible for expat health insurance. Yes, if you are not working or working as a self-employed person. Yes, if you want to get insured quickly to get your visa or temporary residence permit because it’s affordable health insurance coverage that you can sign up for entirely in English. However, it’s not a long-term solution. There’s a maximum term limit of five years.
Expat health insurance is an excellent option if you're a freelancer or self-employed. Expat insurance provides emergency and accidental coverage in addition to any illness you might have.
Yes, this policy meets the legal requirements for getting your first visa or residence permit in Malta and qualifies as your proof of health insurance. However, it may not meet the requirements to renew your visa or residence permit. If you need help getting health insurance to renew your visa or residence permit, reach out to us. We can talk you through your options after having expat insurance.
Immediately. Your policy documents will be waiting for you in your Feather account after you finish signing up. You can use these documents as proof of health insurance for your visa or residence permit application.
Expat health insurance has a maximum term limit of five years. This five-year term starts on the first day you arrive in Malta. For example, if you moved to Malta on the 1st of January 2020 but signed up for Expat Insurance on the 2nd of June 2021, you can only remain on the policy until the 1st of January 2025.
If you purchase a policy and the policy becomes active within 14 days of purchase, then you have 14 days to cancel your policy from the date of purchase and receive a full refund (as long as no claims were made during this period). However, if you purchase a policy with a start date in the future (over 14 days), then you have any time before the policy becomes active to cancel it and receive a full refund. After this period, you can still cancel anytime! Whenever you cancel, you would then no longer be charged during the next monthly billing cycle.
Yes, you'll have to pay upfront. We suggest paying the doctor or clinic as soon as possible to avoid any late fees. Following that, submit photos of all invoices, receipts, and documents related to the incident in your Feather account to get reimbursed. The reimbursement will be made to you, not to the doctor
Yes, dependents can be added to your plan. Please note that each dependent will have to have their own policy purchased, but we can add them all under one account for ease of access. To add a dependent, simply: 1. Sign up for expat insurance for yourself first (or for the person you want to be the main policyholder) 2. Once you sign up, log into your Feather account and click on your expat policy. 3. Click 'add dependents', then add the dependent. 4. The basic policy price for dependents under 18 years of age is the same (72 euros).
Yes, expat insurance will cover some dental treatment for new dental conditions requiring pain relief like simple fillings and cleanings. This treatment is covered for up to €500 per year Additional dental treatments like check-ups and teeth cleaning are not covered.
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