Expat health insurance for Latvian visas

Yes. Most non-EU temporary residents must hold valid private health insurance when applying for a visa or residence permit. Failure to maintain insurance can result in permit issues or fines.

Latvian authorities require at least €42,600 in emergency medical coverage including repatriation, valid for the entire permit period.

Emergency-only policies are often sufficient for immigration purposes, but they typically exclude outpatient care and routine treatment. Many expats choose broader coverage for additional protection.

Once you are registered and paying social contributions, you become insured under Latvia’s public system. You may then decide whether to keep private coverage as a supplement.

Yes. The Remote Work Visa explicitly requires proof of private health insurance for one year. Nomads must maintain coverage for the entire stay.

Yes. Residence permits for studies are not granted without valid insurance. Students are usually not automatically enrolled in the public system.

Yes. If you become insured under Latvia’s public system through employment, you may cancel your private policy according to cancellation terms.

Latvia operates a single-payer system for insured residents. Costs are relatively low, but some expats choose private coverage for faster access and English-language support.

You can download your insurance certificate and policy documents immediately after signing up. These documents can be submitted as part of your visa application or residence permit application.

Yes, dependents can be added to your plan. Please note that each dependent will have to have their own policy purchased, but we can add them all under one account for ease of access. To add a dependent, simply: 1. Sign up for expat insurance for yourself first (or for the person you want to be the main policyholder) 2. Once you sign up, log into your Feather account and click on your expat policy. 3. Click 'add dependents', then add the dependent. 4. The basic policy price for dependents under 18 years of age is the same (72 euros).

Yes, you'll have to pay upfront. We suggest paying the doctor or clinic as soon as possible to avoid any late fees. Following that, submit photos of all invoices, receipts, and documents related to the incident in your Feather account to get reimbursed. The reimbursement will be made to you, not to the doctor.

If you purchase a policy and the policy becomes active within 14 days of purchase, then you have 14 days to cancel your policy from the date of purchase and receive a full refund (as long as no claims were made during this period). However, if you purchase a policy with a start date in the future (over 14 days), then you have any time before the policy becomes active to cancel it and receive a full refund. After this period, you can still cancel anytime! Whenever you cancel, you would then no longer be charged during the next monthly billing cycle.

Yes, expat insurance will cover some dental treatment for new dental conditions requiring pain relief like simple fillings and cleanings. This treatment is covered for up to €500 per year Additional dental treatments like check-ups and teeth cleaning are not covered.

Yes. For this expat health insurance, there is a 31-day waiting period with reduced coverage. Life-threatening medical conditions are still covered during this period.

In some cases, the waiting period can be waived. You can find more information about this in our FAQ or by speaking with our team. Please note that this insurance only covers new medical conditions that start after the policy has begun.