Health insurance in South Korea

On the F-1-D visa, you can't use the national system. And you're required to hold private cover of at least ₩100 million (€56,700), including medical repatriation, for the duration of the visa.

Korea has no retirement visa, so there's no automatic route into the national system. Without it, a three-night cardiac hospital stay can run around ₩4.5 million (€2,550). Private cover fills that gap.

On the job-seeker visa (D-10), there's no employer to enroll you and a six-month wait before national cover starts. A private plan keeps you covered (in English) in the meantime.

The national system covers dependants for free, but it excludes private rooms (about ₩225,000 / €128 per day) as well as orthodontics.

Student visas enroll you in the national system once your Alien Registration Card arrives. But universities ask for a private plan to cover the wait before then.

While not required for all types of visas, the rules depend on which one you're applying for. In any case, you won't be eligible for the public system for six months.

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See any licensed doctor, specialist, or hospital in South Korea. No referrals, no network restrictions, no pre-approval.

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